Dare County property record for 46049 Cape Ct, Buxton, NC 27920
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 7 ba · 3,992 sqft · built 2014 |
| Lot Size | 0.987 acres (43,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,475,000 (Jan 2019) |
| Tax Bill | $3,308 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 053608885079 |
| Primary APN | 053608885079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 3,992 sqft Finished Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Lot Area | 43,000 sqft (0.987 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 053608885079 |
|---|---|
| Street Address | 46257 OLD LIGHTHOUSE RD |
| City | BUXTON |
| State | NC |
| Zip | 27920-1763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 9A BLK: SEC: PL: K SL: 139 |
| Legal Subdivision | CAPE POINT ESTATES |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | HATTERAS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 970502 |
46049 Cape Ct is owned by two individuals who bought it in January 2019.
Source: Dare County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 629 POTOMAC RIVER RD, MC LEAN, VA 22102-1402 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU |
| Jan 17, 2019 | Deed, Transfer · Stand-Alone First Mortgage UNITED NATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on File |
| Deed Sale | Jan 17, 2019 · Amount on File |
| Deed Document Number | 2019700060755 |
| Deed Book / Page | 2280 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 46049 CAPE CT, BUXTON, NC 27920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 002633/657 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 2633/657 |
| Instrument | 700120752 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 17, 2019 |
| Property Address | 46049 CAPE CT, BUXTON, NC 27920 |
| Document Number | 2280/415 |
| Book / Page | 2280 / 415 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 700060755 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 629 POROMAC RIVE RD, MC LEAN, VA 22102 |
| Document Number | 002280/420 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 2280/420 |
| Instrument | 700060757 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 46049 Cape Ct was $3,308, down 67.3% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,308.00 (-67.33%) | $577,200 (-67.61%) Land $143,800 Building $433,400 | $577,200 Land $143,800 Building $433,400 |
| 2025 | $10,127.00 | $1,782,200 Land $862,700 Building $919,500 | |
| 2023 | $12,688.00 | $1,582,328 Land $546,800 Building $1,035,528 | |
| 2020 | $1,782,200 Land $862,700 Building $919,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 46049 Cape Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 397 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 397 in force |
| Nearby Flood Claims | 879 (1993–2026) |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46049 Cape Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-CAPE HATTERAS WATER serves 5,486 people · EPA ID NC0428025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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