46044 Marble Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 46044 Marble Ter, Sterling, VA 20166

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,040 sqft · built 1998
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2009)
Tax Bill	$4,379 (2026)
Deeds & Mortgages	Nov 2021 Refinance Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-35-4461-000`

Property Details

APN / Parcel Number

Primary APN	`024-35-4461-000`
Alternative APN	`95 13 15`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	680 sqft
Basement Area	680 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Detached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46044 MARBLE TER
City	STERLING
State	VA
Zip	20166-9422
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	GROVEWOOD PCL B SEC 1 PH 3 LOT 15 200905130030260
Legal Subdivision	GROVEWOOD
Legal Block	2
Legal Lot Number	15
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2026
Census Tract	611702

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46044 MARBLE TER, STERLING, VA 20166-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOWER LLC
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2009 · Amount on Record
Deed Sale	May 13, 2009 · Amount on Record
Prior Sale	Apr 12, 2005 · Amount on Record
Deed Document Number	200930260
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46044 MARBLE TER, STERLING, VA 20166-9422
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116592
Date	Nov 22, 2021
Instrument	202111220116592

Lender

Name	LOWER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46044 MARBLE TER, STERLING, VA 20166-9422
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104300050905
Date	Apr 30, 2021
Instrument	202104300050905

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Oct 1, 2042

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46044 MARBLE TER, STERLING, VA 20166-9422
Document Number	20170516029353
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46044 MARBLE TER STERLING VA 201669422, STERLING, VA 20166-9422

Mortgage

Document Number	20170516029353
Date	May 16, 2017
Instrument	29353

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2037

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,379.00 (+3.21%)	$544,080 (+12.19%) Land $175,000 Building $369,080	$544,080 (+12.19%) Land $175,000 Building $369,080
2023	$4,243.00	$484,950 Land $175,000 Building $309,950	$484,950 Land $175,000 Building $309,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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