4604 Windsor Dr, Fort Smith, AR 72904 Property Records

Sebastian County property record for 4604 Windsor Dr, Fort Smith, AR 72904

Property Summary

Property Type	Multi-Family Dwellings
Details	3 ba · 2,858 sqft
Lot Size	0.272 acres (11,848 sqft)
Owner	Company Name on Record
Last Sale	$208,000 (May 2023)
Tax Bill	$1,831 (2026)
Deeds & Mortgages	Oct 2015 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17774-0193-00000-00`

Property Details

APN / Parcel Number

Primary APN	`17774-0193-00000-00`
Alternative APN	`46837`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,858 sqft Living Area
1st Floor Area	2,858 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	2,094 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46837
Street Address	4604 WINDSOR DR
City	FORT SMITH
State	AR
Zip	72904-5746
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT 193 & WEST 0 TO 10 LOT 192
Legal Range	32
Legal Township	08
Legal Section	11
Legal Subdivision	SUTTON ESTATES #2
Legal Block	1
Legal Lot Number	192,1
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1005
Census Tract	502

Owner

Source: Sebastian County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	731 POWDERHORN CIR, VAN BUREN, AR 72956-6640
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2015	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST CO
May 23, 2023	Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK
Aug 26, 2022	Warranty Deed, Transfer · Line of Credit THE CENTRAL NATIONAL BANK OF POTEAU
Apr 16, 2019	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	20239937
Record Updated	Oct 29, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	4604 WINDSOR DR, FORT SMITH, AR 72904-5746
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015F14570
Date	Oct 12, 2015
Instrument	2015F-14570

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	VAN BUREN, AR 72957

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 25, 2020

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	May 23, 2023
Property Address	4604 WINDSOR DR, FORT SMITH, AR 72904-5746
Document Number	2023F09937
Instrument Date	May 22, 2023
Instrument	2023F-09937
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WESTVIEW DR, ARKOMA, OK 74901-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 POWDERHORN CIR, VAN BUREN, AR 72956-6640

Mortgage

Document Number	2023F09938
Date	May 23, 2023
Instrument	2023F-09938

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2043

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Aug 26, 2022
Property Address	4604 WINDSOR DR, FORT SMITH, AR 72904-5746
Document Number	2022F20813
Instrument Date	Aug 25, 2022
Instrument	2022F-20813
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8301 S 35TH TER, 8301, FORT SMITH, AR 72908-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WESTVIEW DR, ARKOMA, OK 74901-4000

Mortgage

Document Number	2022F20814
Date	Aug 26, 2022
Instrument	2022F-20814

Lender

Name	THE CENTRAL NATIONAL BANK OF POTEAU
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2042

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 16, 2019
Property Address	4604 WINDSOR DR, FORT SMITH, AR 72904-5746
Document Number	2019F07773
Instrument Date	Apr 15, 2019
Instrument	2019F-07773
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4762 PHEASANT RD, 4762, VAN BUREN, AR 72956-8755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 CEDAR LN, CHARLESTON, AR 72933-9400

Mortgage

Document Number	2019F07774
Date	Apr 16, 2019
Instrument	2019F-07774

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,831.00	$42,680 (-4.67%) Land $3,000 Building $39,680	$213,400 (-4.67%) Land $15,000 Building $198,400
2025	$1,831.00 (+10.04%)	$44,769 (+56.15%) Land $3,000 Building $41,769	$223,845 (+56.15%) Land $15,000 Building $208,845
2023	$1,664.00	$28,670 Land $2,000 Building $26,670	$143,350 Land $10,000 Building $133,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Dobson Fiber.

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