4604 Vermont Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 4604 Vermont Ave, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,157 sqft · built 2002
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,687 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2013 Loan Modification
APN	`C162601000006600`

Property Details

APN / Parcel Number

Primary APN	`C162601000006600`
Alternative APNs	`R654853` `654853`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,157 sqft Living Area
1st Floor Area	2,157 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	91 sqft
Patio Area	108 sqft
Canopy	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	C162601000006600
Old Parcel Number	R654853
Street Address	4604 VERMONT AVE
City	MCALLEN
State	TX
Zip	78503-7316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CARDONA AT BENTSEN LAKES PH 1 LOT 66
Legal Subdivision	CARDONA AT BENTSEN LAKES PH 1 - SSL
Legal Lot Number	66
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1013
Census Tract	20511

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4604 VERMONT AVE, MCALLEN, TX 78503-7316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 1, 2013	Loan Modification, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2012
Deed Sale	Apr 30, 2012
Deed Document Number	2303450
Prior Transfer Date	Nov 29, 2005
Prior Transfer Doc	2005-1549790
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	4604 VERMONT AVE, MCALLEN, TX 78503-7316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003146130
Date	Sep 8, 2020
Instrument	3146130

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	4604 VERMONT AVE, MCALLEN, TX 78503-7316
Document Number	0002777887
Instrument Date	Jan 1, 2013
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 VERMONT AVE MCALLEN TX 785037316, MCALLEN, TX 78503-7316

Mortgage

Document Number	0002777887
Date	Jan 11, 2017
Instrument	2777887

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2042

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Sharyland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$342,536 (+5.2%) Land $104,400 Building $238,136	$342,536 (-6.55%) Land $104,400 Building $238,136
2024	$5,687.00 (-13.28%)
2023	$6,558.00 (+19.8%) Homeowner's exemption	$325,610 Land $104,400 Building $262,139	$366,539 Land $104,400 Building $262,139
2022	$5,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	9 (2018–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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