4604 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4604 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,208 sqft · built 1918
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2021)
Tax Bill	$2,023 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0118-0049`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0118-0049`
Alternative APNs	`45-02-25-435-018.000-023` `263401180049`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,208 sqft Living Area
Gross Area	4,416 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	1,000 sqft
Unfinished Basement	104 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Patio Area	32 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4604 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOFFMANS 3RD ADD BL.13 LOTS 45,46 & 47
Legal Subdivision	HOFFMANS 3RD ADD
Legal Block	13
Legal Lot Number	45,46
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4017
Census Tract	20400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4604 TORRENCE AVE, HAMMOND, IN 46327-1670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	2021516999
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 8, 2021
Property Address	4604 TORRENCE AVE, HAMMOND, IN 46327-1670
Document Number	0000016999
Map Reference	MB 1 PG 99
Instrument Date	Jun 23, 2021
Instrument	2021-516999
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 TORRENCE AVE, HAMMOND, IN 46327-1670

Mortgage

Document Number	0000017000
Date	Jul 8, 2021
Instrument	2021-517000

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000017001
Date	Jul 8, 2021
Instrument	2021-517001

Lender

Name	NATIONAL HOMEBUYERS FUND
Type	Mortgage Company
Address	60814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,200 (+22.79%) Land $29,800 Building $153,400	$183,200 (+22.79%) Land $29,800 Building $153,400
2024	$2,023.00 (+9.23%)
2023		$149,200 (+5.89%) Land $37,400 Building $111,800	$149,200 (+5.89%) Land $37,400 Building $111,800
2022	$1,852.00 Homeowner's exemption	$140,900 Land $37,400 Building $103,500	$140,900 Land $37,400 Building $103,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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