Callaway County property record for 4604 State Rd HH, Fulton, MO 65251
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 4,080 sqft · built 2020 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,358 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-09.0-31.0-00-000-001.002 |
| Primary APN | 08-09.0-31.0-00-000-001.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,080 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Lean-To | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 809031000000001002 |
|---|---|
| Street Address | 4604 STATE ROAD HH |
| City | FULTON |
| State | MO |
| Zip | 65251-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W PT TRACT 3 S6/868 PT SW 1/4 NE1/4 |
| Legal Tract | 3 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 70500 |
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4604 STATE ROAD HH, FULTON, MO 65251-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CONNECTONE BANK |
| Jun 30, 2022 | Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK |
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Dec 8, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 |
| Deed Sale | Feb 25, 2022 |
| Deed Document Number | 0000498161 |
| Deed Book / Page | 496 / 471 |
| Prior Transfer Date | Dec 8, 2021 |
| Prior Transfer Doc | 202109071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 4604 STATE ROAD HH, FULTON, MO 65251-3728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000248/46 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 248/46 |
| Instrument | 202109072 |
| Name | CONNECTONE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 4604 STATE ROAD HH, FULTON, MO 65251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000501/75 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 501/75 |
| Instrument | 202204178 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Jul 1, 2032 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 4604 STATE ROAD HH, FULTON, MO 65251 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 246/250 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 246/250 |
| Instrument | 202101810 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Dec 8, 2021 |
| Property Address | 4604 STATE ROAD HH, FULTON, MO 65251 |
| Document Number | 000496/471 |
| Book / Page | 496 / 471 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 202109071 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1451E E CEDAR TREE LN, HARTSBURG, MO 65039-9402 |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,358.00 (-0.03%) | $55,442 (-) | $306,490 (-) |
| 2024 | $3,359.00 (+0.42%) | $55,442 (-) | $306,490 (-) |
| 2023 | $3,345.00 (+0.84%) | $55,442 (+0.86%) | $306,490 (+0.82%) |
| 2022 | $3,317.00 | $54,967 Land $2,301 Building $52,666 | |
| 2021 | $303,990 Land $16,260 Building $287,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Callabyte Fiber | 1,000 / 1,000 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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