4604 SE Williams Way, Stuart, FL 34997 Property Records

Martin County property record for 4604 SE Williams Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,139 sqft · built 2001
Lot Size	0.794 acres (34,587 sqft)
Owner	2 Individuals on Record
Last Sale	$300,000 (May 2000)
Tax Bill	$12,455 (2024)
Deeds & Mortgages	Oct 2021 Reverse Mortgage May 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-150-000-0002.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-150-000-0002.0-7-0000`
Alternative APNs	`48-38-41-150-000-00020-7` `39044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	2,859 sqft
1st Floor Area	2,139 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,587 sqft (0.794 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	347 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4604 SE WILLIAMS WAY
City	STUART
State	FL
Zip	34997-6948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MANATEE LANDING LOT 2
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	MANATEE LANDING
Legal Block	1
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4604 SE WILLIAMS WAY, STUART, FL 34997-6948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 9, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage QUONTIC BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2000 · Amount on Record
Deed Sale	May 2, 2000 · Amount on Record
Prior Sale	Jan 2, 1990 · Amount on Record
Deed Book / Page	1477 / 459
Last Transfer Date	Apr 28, 2017
Transfer Doc	0029232608
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4604 SE WILLIAMS WAY, STUART, FL 34997-6948
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032610772
Date	Oct 1, 2021
Book Page	3261/772
Instrument	2917748

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	890 Months
Due	Dec 10, 2095

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	May 9, 2017
Property Address	4604 SE WILLIAMS WAY, STUART, FL 34997-6948
Document Number	0029232608
Book / Page	02923 / 2608
Map Reference	MB7 PG83
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 SE WILLIAMS WAY, STUART, FL 34997-6948

Mortgage

Document Number	0002634174
Date	May 9, 2017
Instrument	2634174

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Annually
Max Rate At Change	10.5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$795,429 (+5.99%)	$1,957,430 (+12.02%) Land $1,485,000 Building $472,430
2024	$12,455.00 (+1.68%)
2023	$12,249.00 (+3.4%) Additional exemption filed	$750,498 (+3%)	$1,747,390 (+40.41%) Land $1,287,000 Building $460,390
2022	$11,846.00 Homeowner's exemption	$728,639	$1,244,450 Land $891,000 Building $353,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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