Lowndes County property record for 4604 Rustic Ridge Rd, Valdosta, GA 31602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,124 sqft · built 1998 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Oct 2025) |
| Tax Bill | $2,468 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Jun 2020 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-241 |
| Primary APN | 0073-241 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,124 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Area | 462 sqft |
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 22962 |
|---|---|
| Street Address | 4604 RUSTIC RIDGE RD |
| City | VALDOSTA |
| State | GA |
| Zip | 31602-6728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LT 15 BLK Q FOXBOROUGH S-6 |
| Legal Subdivision | FOXBOROUGH II |
| Legal Block | Q |
| Legal Lot Number | 15 |
| Jurisdiction | LOWNDES GA |
| Township / Civil Division | HAHIRA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10204 |
4604 Rustic Ridge Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Lowndes County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2018 | Deed of Trust, Mortgage · Line of Credit VALDOSTA TEACHERS FCU |
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Apr 12, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Feb 10, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Feb 20, 2006 | Deed of Trust, Mortgage · Conventional Mortgage VALDOSTA TEACHERS FCU |
| Jul 30, 2012 | Deed of Trust, Mortgage · Conventional Mortgage ANCHOR |
| Oct 10, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE |
| Sep 24, 2019 | Warranty Deed, Transfer |
| Sep 24, 2019 | Warranty Deed, Transfer · VA Mortgage ANGEL OAK HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Book / Page | 7188 / 661 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES GA |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006351/16 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 6351/16 |
| Name | VALDOSTA TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES GA |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 0000006675/0000000262 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 0000006675/0000000262 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES GA |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 0000006898/0000000989 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 0000006898/0000000989 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES GA |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 0000006973/0000000023 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 0000006973/0000000023 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES GA |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003382/75 |
|---|---|
| Date | Feb 20, 2006 |
| Book Page | 3382/75 |
| Name | VALDOSTA TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES GA |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005074/285 |
|---|---|
| Date | Jul 30, 2012 |
| Book Page | 5074/285 |
| Name | ANCHOR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2042 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES GA |
| Recording Date | Oct 10, 2025 |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 007188/661 |
| Book / Page | 7188 / 661 |
| Instrument Date | Oct 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 0007188664 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 7188/664 |
| Name | CMG MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 171 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES GA |
| Recording Date | Sep 24, 2019 |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 006613/730 |
| Book / Page | 6613 / 730 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 2019-003837 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES GA |
| Recording Date | Sep 24, 2019 |
| Property Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 006613/354 |
| Book / Page | 6613 / 354 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 2019-003836 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4604 RUSTIC RIDGE RD, VALDOSTA, GA 31602-6728 |
| Document Number | 0000006613/0000000357 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 0000006613/0000000357 |
| Name | ANGEL OAK HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 4604 Rustic Ridge Rd was $2,468, up 2.3% from the year before.
Source: Lowndes County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,468.00 (+2.32%) | $101,909 (+7.01%) Land $14,000 Building $87,909 | $254,773 (+7.01%) Land $35,000 Building $219,773 |
| 2024 | $2,412.00 (-3.21%) | $95,236 (-) Land $14,000 Building $81,236 | $238,090 (-) Land $35,000 Building $203,090 |
| 2023 | $2,492.00 (+12.96%) | $95,236 (+22.39%) Land $14,000 Building $81,236 | $238,090 (+22.39%) Land $35,000 Building $203,090 |
| 2022 | $2,206.00 | $77,812 Land $14,000 Building $63,812 | $194,529 Land $35,000 Building $159,529 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4604 Rustic Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4604 Rustic Ridge Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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