Jackson County property record for 4604 Riley Rd, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1963 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,984 (Jun 2026) |
| Tax Bill | $1,050 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 787.25-02-0134.00 |
| Primary APN | 787.25-02-0134.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4604 RILEY RD |
|---|---|
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 OCEAN VIEW EST S/D REPLAT DB 1981-738 (134 MAP787.25-02) |
| Legal Range | 8W |
| Legal Township | 7S |
| Legal Section | 25 |
| Legal Subdivision | OCEAN VIEW EST |
| Legal Lot Number | 4 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 40701 |
4604 Riley Rd is owned and occupied by an individual who bought it in June 2026.
Source: Jackson County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4604 RILEY RD, OCEAN SPRINGS, MS 39564-5921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jul 2, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANCORPSOUTH BANK |
| Jul 2, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Prior Sale | Jul 2, 2020 · Amount on File |
| Deed Document Number | 202611351 |
| Deed Book / Page | 2263 / 750 |
| Prior Transfer Date | Oct 17, 2014 |
| Prior Transfer Doc | 1763/24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Jun 5, 2026 |
| Property Address | 4604 RILEY RD, OCEAN SPRINGS, MS 39564-5921 |
| Document Number | 0000011351 |
| Book / Page | 2263 / 750 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202611351 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | PILGRIM TITLE, PILGER TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4604 RILEY RD, OCEAN SPRINGS, MS 39564-5921 |
| Document Number | 0000011352, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202611352 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000011353, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 4251/510 |
| Instrument | 202611353 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | Jul 1, 2041 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 4604 RILEY RD, OCEAN SPRINGS, MS 39564-5921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003684/872 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 3684/872 |
| Instrument | 202013107 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Jul 2, 2020 |
| Property Address | 4604 RILEY RD, OCEAN SPRINGS, MS 39564-5921 |
| Document Number | 001981/738 |
| Book / Page | 1981 / 738 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 202013106 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 4604 Riley Rd was $1,050 with a homeowner's exemption, up 44% from the year before.
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,050.00 (+44.03%) Homeowner's exemption | $8,624 (+22.87%) Land $1,480 Building $7,144 | $86,235 (+22.86%) Land $14,800 Building $71,435 |
| 2024 | $729.00 (-1.49%) Homeowner's exemption | $7,019 (-) Land $1,437 Building $5,582 | $70,187 (-) Land $14,370 Building $55,817 |
| 2023 | $740.00 (-0.27%) Homeowner's exemption | $7,019 (-) Land $1,437 Building $5,582 | $70,187 (-) Land $14,370 Building $55,817 |
| 2022 | $742.00 Homeowner's exemption | $7,019 Land $1,437 Building $5,582 | $70,187 Land $14,370 Building $55,817 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4604 Riley Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4604 Riley Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 85% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GULF PARK private · serves 4,813 people · EPA ID MS0300044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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