4604 Prospect Rd, Prospect, TN 38477 Property Records

Giles County property record for 4604 Prospect Rd, Prospect, TN 38477

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,375 sqft · built 1974
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jan 2017)
Tax Bill	$640 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028144 01902`

Property Details

APN / Parcel Number

Primary APN	`028144 01902`
Alternative APN	`144 01902`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Basement Area	325 sqft
Finished Basement	325 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4604 PROSPECT RD
City	PROSPECT
State	TN
Zip	38477-6255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 21 MKTDTA 0374 AMT 1000, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	920700

Owner

Source: Giles County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4604 PROSPECT RD, PROSPECT, TN 38477-6255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PULASKI
Jan 27, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	2017110744
Deed Book / Page	370 / 400
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Recording Date	May 13, 2026
Property Address	4604 PROSPECT RD, PROSPECT, TN 38477-6255
Document Number	0000158282
Book / Page	696 / 629
Instrument Date	May 8, 2026
Instrument	2026158282
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 PROSPECT RD, PROSPECT, TN 38477-6255

Mortgage

Document Number	0000158282,
Date	May 13, 2026
Book Page	696/629
Instrument	2026158282

Lender

Name	FIRST NATIONAL BANK OF PULASKI

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jan 27, 2017
Property Address	4604 PROSPECT RD, PROSPECT, TN 38477-6255
Document Number	0000110744
Book / Page	000370 / 000400
Instrument Date	Jan 24, 2017
Instrument	110744
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	GILES TITLE AND ESCROW SERVICES LLC, GILES TITLE & ESCROW SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4604 PROSPECT RD PROSPECT TN 384776255, PROSPECT, TN 38477-6255

Mortgage

Document Number	110745,
Date	Jan 27, 2017
Book Page	000551/000173
Instrument	110745

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00 (+15.94%)	$27,775 (-) Land $5,600 Building $22,175
2024	$552.00	$27,775 (-) Land $5,600 Building $22,175
2023	$552.00	$27,775 (-) Land $5,600 Building $22,175
2022	$552.00	$27,775 Land $5,600 Building $22,175	$111,100 Land $22,400 Building $88,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures