4604 Osprey Dr, Norman, OK 73072 Property Records

Cleveland County property record for 4604 Osprey Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2023)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29EGCS7 3 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29EGCS7 3 1001`
Alternative APN	`190787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	190787
Street Address	4604 OSPREY DR
City	NORMAN
State	OK
Zip	73072-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE CLIFF SOUTH 7 LT 1 BLK 3
Legal Subdivision	EAGLE CLIFF SOUTH 7
Legal Block	3
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1001
Census Tract	201205

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4604 OSPREY DR, NORMAN, OK 73072-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	R 2023 17264
Deed Book / Page	6563 / 319
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 29, 2023
Property Address	4604 OSPREY DR, NORMAN, OK 73072-8309
Document Number	R202317264
Book / Page	6563 / 319
Instrument Date	Jun 26, 2023
Instrument	R 2023 17264
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 OSPREY DR, NORMAN, OK 73072-8309

Mortgage

Document Number	R202317265
Date	Jun 29, 2023
Instrument	R 2023 17265

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 19, 2022
Property Address	4604 OSPREY DR, NORMAN, OK 73072-8309
Document Number	R202214173
Book / Page	6412 / 1455
Instrument Date	Apr 14, 2022
Instrument	R 2022 14173
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 OSPREY DR, NORMAN, OK 73072-8309

Mortgage

Document Number	R202214174
Date	Apr 19, 2022
Instrument	R 2022 14174

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 (+11.63%)	$36,386 (+11.71%) Land $4,066 Building $32,320	$303,224 (+11.71%) Land $33,890 Building $269,334
2023	$3,911.00 (+8,591.11%)	$32,571 (+8,316.28%) Land $4,236 Building $28,335	$271,427 (+8,305.92%) Land $35,307 Building $236,120
2022	$45.00	$387 Land $387	$3,229 Land $3,229

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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