4604 Old US Hwy 278 E, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 4604 Old US Hwy 278 E, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,056 sqft · built 1979
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2019)
Tax Bill	$1,167 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-05-15-0-001-014.000`

Property Details

APN / Parcel Number

Primary APN	`14-05-15-0-001-014.000`
Alternative APNs	`239606` `27178`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,056 sqft Living Area
1st Floor Area	2,362 sqft
2nd Floor Area	694 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	113,256 sqft (2.6 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	239606
Street Address	4604 OLD US HIGHWAY 278 E
City	GADSDEN
State	AL
Zip	35903-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - LT 18 BROOK HILLS PLAT G-351 HOKES BLUFF 15-12-7 1200-223,1286-535,1665-256,D-2000-1470,D-2003-1693, D-2004-1804,D-2019-3488498(ROS)
Legal Range	7E
Legal Township	12S
Legal Section	15
Legal Subdivision	BROCK HILLS
Legal Lot Number	18
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	2
Census Block	2015
Census Tract	10601

Owner

4604 Old US Hwy 278 E is owned and occupied by two individuals who bought it in August 2019.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4604 OLD US HIGHWAY 278 E, GADSDEN, AL 35903-7402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit ALA HOUSING FINANCE AUTORITY
Aug 7, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Deed Document Number	20193488498
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	4604 OLD US HIGHWAY 278 E, HOKES BLUFF, AL 35903-7402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3455147
Date	Aug 17, 2017
Instrument	3455147

Lender

Name	ALA HOUSING FINANCE AUTORITY
Type	Funding / Finance Company
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Aug 7, 2019
Property Address	4604 OLD US HIGHWAY 278 E, HOKES BLUFF, AL 35903-7402
Document Number	3488498
Instrument Date	Aug 6, 2019
Instrument	3488498
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 OLD US HIGHWAY 278 E, HOKES BLUFF, AL 35903-7402

Mortgage

Document Number	3488499
Date	Aug 7, 2019
Instrument	3488499

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0003488498
Date	Aug 7, 2019
Instrument	3488498

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4604 Old US Hwy 278 E was $1,167 with a homeowner's exemption, down 11.7% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Hokes Bluff City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,167.00 (-11.66%) Homeowner's exemption
2025	$1,321.00 Homeowner's exemption	$33,420 Land $2,040 Building $31,380	$334,100 Land $20,400 Building $313,700
2023	$1,321.00 (+15.98%) Homeowner's exemption	$33,410 (+15.33%) Land $2,040 Building $31,370	$334,100 (+15.33%) Land $20,400 Building $313,700
2022	$1,139.00 Homeowner's exemption	$28,970 Land $2,040 Building $26,930	$289,700 Land $20,400 Building $269,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4604 Old US Hwy 278 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4604 Old US Hwy 278 E is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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