Fremont County property record for 4604 N Joseph, Florence, CO 81226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,585 sqft · built 2006 |
| Lot Size | 0.14 acres (6,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,500 (Aug 2026) |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R039245 |
| Primary APN | R039245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| Gross Area | 1,985 sqft |
| 1st Floor Area | 1,585 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,115 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R039245 |
|---|---|
| Street Address | 4604 N JOSEPH |
| City | FLORENCE |
| State | CO |
| Zip | 81226-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLK 11 SUMO VILLAGE AT FLORENCE FIL #1 REF FROM 999-23-011 |
| Legal Subdivision | SUMO VILLAGE AT FLORENCE |
| Legal Block | 11 |
| Legal Lot Number | 19 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 979400 |
4604 N Joseph is owned and occupied by an individual who bought it in August 2026.
Source: Fremont County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4604 N JOSEPH, FLORENCE, CO 81226-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage HIGH COUNTRY BANK |
| Sep 18, 2017 | Grant Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on File |
| Deed Sale | Aug 11, 2026 · Amount on File |
| Deed Document Number | 20261058005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Aug 11, 2026 |
| Property Address | 4604 N JOSEPH, FLORENCE, CO 81226-9200 |
| Document Number | 0001058005 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261058005 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,024.95 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4604 N JOSEPH, FLORENCE, CO 81226-9200 |
| Document Number | 0001058006, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20261058006 |
| Name | HIGH COUNTRY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Sep 18, 2017 |
| Property Address | 4604 N JOSEPH, FLORENCE, CO 81226-9200 |
| Document Number | 0000954291 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 954291 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4604 N JOSEPH FLORENCE CO 812269200, FLORENCE, CO 81226-9200 |
| Document Number | 954292 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 954292 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2047 |
The 2025 property tax bill for 4604 N Joseph was $1,808, up 22% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Municipality | Florence City |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (+22%) | $22,669 (+2.26%) | $362,703 |
| 2024 | $1,482.00 (+1.58%) | $22,168 (+19.94%) | |
| 2023 | $1,459.00 (+5.88%) | $18,483 (+6.72%) | $330,868 (+32.78%) |
| 2022 | $1,378.00 | $17,319 | $249,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4604 N Joseph in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4604 N Joseph is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 44% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures