FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$76,659.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Mortgage
Document Number
2026001112,
Date
Aug 7, 2026
Book Page
20260807/1112
Lender
Name
CHOICE LENDING
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2056
Interest
Rate Type
Fixed Rate
Rate
6.49%
Initial Type
Fixed Rate
Max Rate
-1%
June 2026: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jun 26, 2026
Property Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Document Number
2026000735
Book / Page
20260626 / 735
Instrument Date
Jun 21, 2026
Transaction Type
Transfer
Record Updated
Jul 12, 2026
Title Company
REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Mortgage
Document Number
2026000736,
Date
Jun 26, 2026
Book Page
20260626/736
Lender
Name
CROSSCOUNTRY MORTGAGE
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
5 Months
Due
Nov 1, 2026
Interest
Rate
6.36%
Max Rate
-1%
February 2024: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Feb 20, 2024
Property Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Document Number
0000000458
Map Reference
MB 38 MAP 30
Instrument Date
Feb 14, 2024
Instrument
202402200458
Transaction Type
Transfer
Record Updated
Feb 29, 2024
Title Company
PLACER TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Mortgage
Document Number
0000000459
Date
Feb 20, 2024
Instrument
202402200459
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2054
August 2023: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Aug 21, 2023
Property Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Document Number
0000000359
Map Reference
MB 38 MAP 30
Instrument Date
Aug 15, 2023
Instrument
202308210359
Transaction Type
Transfer
Record Updated
Aug 31, 2023
Title Company
CHICAGO TITLE COMPANY
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4616 MORPHEUS LN, SACRAMENTO, CA 95864-0858
August 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SACRAMENTO CA
Recording Date
Aug 21, 2023
Property Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Document Number
0000000360
Map Reference
MB 38 MAP 30
Instrument Date
Aug 15, 2023
Instrument
202308210360
Transaction Type
Transfer
Record Updated
Aug 31, 2023
Title Company
CHICAGO TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4604 MORPHEUS LN, SACRAMENTO, CA 95864-0858
Tax Assessment & Valuation
The 2025 property tax bill for 4604 Morpheus Ln was $8,462, up 55.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$728,280 (+2%)Land $156,060Building $572,220
2025
$8,462.00 (+55.52%)Homeowner's exemption
$714,000Land $153,000Building $561,000
2024
$5,441.00 (+60.36%)
2023
$3,393.00 (+0.59%)Homeowner's exemption
$286,020Land $121,339Building $164,681
2022
$3,373.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 4604 Morpheus Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
10 in force
Nearby Flood Claims
2 (1998–2000)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jan 2000 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 4604 Morpheus Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source
Purchased surface water from several systems
Last State Inspection
Apr 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area