4604 Mardi Gras St, Oceanside, CA 92057 Property Records

San Diego County property record for 4604 Mardi Gras St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,666 sqft · built 1980
Lot Size0.154 acres (6,726 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Nov 2014)
Tax Bill$5,211 (2025)
Deeds & MortgagesAug 2022 Mortgage
Sep 2018 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN157-401-08-00

Property Details

APN / Parcel Number

Primary APN157-401-08-00
Alternative APN
  • 1574003500

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,666 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area6,726 sqft (0.154 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number1574003500
Street Address4604 MARDI GRAS ST
CityOCEANSIDE
StateCA
Zip92057-5108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 53 TR 008798
Legal SubdivisionRIVERDALE
Legal Tract008798
Legal Block3
Legal Lot Number53
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3006
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Intrafamily Transfer, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 14, 2018Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2021Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 8, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jun 10, 2017Deed of Trust, Mortgage · FHA Mortgage
EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2014 · Amount on Record
Deed SaleNov 21, 2014 · Amount on Record
Prior SaleAug 19, 2014 · Amount on Record
Deed Document Number2014510195
Last Transfer DateAug 1, 2022
Transfer Doc0000319653
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 5, 2022
Property Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108
Document Number0000319653
Map ReferenceMAP 8798
Instrument DateAug 1, 2022
Instrument2022-0319653
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108

Mortgage

Document Number0000319654
DateAug 5, 2022
Instrument2022-0319654
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000384198
DateSep 14, 2018
Instrument2018-0384198
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108

Mortgage

Document Number0000471870
DateJun 29, 2021
Instrument2021-0471870
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108
Document Number0000463297
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address604 MARDI GRAS ST OCEANSIDE CA 92057, OCEANSIDE, CA 92057

Mortgage

Document Number0000463297
DateOct 15, 2019
Instrument463297
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 14, 2049

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4604 MARDI GRAS ST, OCEANSIDE, CA 92057-5108
Document Number0000273222
Instrument DateJun 10, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4604 MARDI GRAS ST OCEANSIDE CA 920575108, OCEANSIDE, CA 92057-5108

Mortgage

Document Number0000273222
DateJun 16, 2017
Instrument273222
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressCORONA, CA 92800
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$478,084 (+2%) Land $288,297 Building $189,787
2025$5,211.00 (+5.23%) Homeowner's exemption$468,711 (+4.04%) Land $282,645 Building $186,066
2023$4,952.00 (+1.58%) Homeowner's exemption$450,512 Land $271,670 Building $178,842
2022$4,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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