4604 Lexington St, Waco, TX 76705 Property Records

McLennan County property record for 4604 Lexington St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,551 sqft · built 1998
Lot Size	0.232 acres (10,136 sqft)
Owner	Individual Name on Record
Tax Bill	$2,510 (2018)
Deeds & Mortgages	May 2021 Mortgage Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280120010006015`

Property Details

APN / Parcel Number

Primary APN	`280120010006015`
Alternative APNs	`2801200100060150111` `122828`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,136 sqft (0.232 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	435 sqft
Driveway	Driveway
Driveway Area	885 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	205 sqft
Fence	Fence
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	122828
Old Parcel Number	2801200100060150111
Street Address	4604 LEXINGTON ST
City	WACO
State	TX
Zip	76705-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COLONIAL ESTATES LOT 1 BLOCK 6 ACRES .2327
Legal Subdivision	COLONIAL ESTATES
Legal Block	6
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3021
Census Tract	1700

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4604 LEXINGTON ST, WACO, TX 76705-2375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2019	Loan Modification, Mortgage PENNYMAC
Sep 18, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017
Deed Sale	Sep 18, 2017
Prior Sale	May 16, 2006
Deed Document Number	2017030479
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4604 LEXINGTON ST, WACO, TX 76705-2375
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019144
Date	May 18, 2021
Instrument	2021019144

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4604 LEXINGTON ST, WACO, TX 76705-2375
Document Number	0000004734
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 LEXINGTON ST WACO TX 767052375, WACO, TX 76705-2375

Mortgage

Document Number	0000004734
Date	Feb 13, 2019
Instrument	4734

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 18, 2017
Property Address	4604 LEXINGTON ST, WACO, TX 76705-2375
Document Number	0000030479
Instrument Date	Sep 15, 2017
Instrument	30479
Transaction Type	Transfer
Record Updated	Oct 3, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 LEXINGTON ST WACO TX 767052375, WACO, TX 76705-2375

Mortgage

Document Number	30480
Date	Sep 18, 2017
Instrument	30480

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,960 (+12.66%) Land $21,700 Building $224,260	$245,960 (+12.66%) Land $21,700 Building $224,260
2023		$218,330 Land $21,700 Building $196,630	$218,330 Land $21,700 Building $196,630
2018	$2,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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