4604 Laurel Ridge Ct, Cincinnati, OH 45244 Property Records

Clermont County property record for 4604 Laurel Ridge Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 1989
Lot Size	0.15 acres (6,598 sqft)
Owner	Individual Name on File
Last Sale	$225,900 (Sep 2020)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-72-01A-066`

Property Details

APN / Parcel Number

Primary APN	`41-72-01A-066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	840 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,598 sqft (0.15 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	127 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4604 LAUREL RIDGE CT
City	CINCINNATI
State	OH
Zip	45244-1493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL MEADOWS B; LOT 66
Legal Subdivision	LAUREL MEADOWS
Legal Lot Number	66
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4007
Census Tract	41405

Owner

4604 Laurel Ridge Ct is owned and occupied by an individual who bought it in September 2020.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4604 LAUREL RIDGE CT, CINCINNATI, OH 45244-1493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional with PMI ROYAL UNITED MTG
Sep 9, 2020	Warranty Deed, Transfer TIMIOS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Document Number	202024123
Deed Book / Page	2850 / 5265
Prior Transfer Date	Aug 25, 2003
Prior Transfer Doc	0000061521
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4604 LAUREL RIDGE CT, CINCINNATI, OH 45244-1493
Document Number	0000024124
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 LAUREL RIDGE CT CINCINNATI OH 452441493, CINCINNATI, OH 45244-1493

Mortgage

Document Number	0000024124
Date	Sep 9, 2020
Book Page	002850/005267
Instrument	24124

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 9, 2020
Property Address	4604 LAUREL RIDGE CT, CINCINNATI, OH 45244-1493
Document Number	0000024123
Book / Page	002850 / 005265
Instrument Date	Aug 26, 2020
Instrument	24123
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	TIMIOS INC

Transaction

Amount	Amount on Record
Tax	$904.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 LAUREL RIDGE CT CINCINNATI OH 452441493, CINCINNATI, OH 45244-1493

Tax Assessment & Valuation

The 2025 property tax bill for 4604 Laurel Ridge Ct was $4,689 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,689.00	$93,180 Land $17,400 Building $75,780
2024			$266,200 (-) Land $49,700 Building $216,500
2023	$9,267.00 (+135.74%) Homeowner's exemption	$93,180 (+38.09%) Land $17,400 Building $75,780	$266,200 Land $49,700 Building $216,500
2022	$3,931.00 Homeowner's exemption	$67,480 Land $12,600 Building $54,880
2020			$192,800 Land $36,000 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4604 Laurel Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4604 Laurel Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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