4604 Cactus Ln, Austin, TX 78745 Property Records

Travis County property record for 4604 Cactus Ln, Austin, TX 78745

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,271 sqft · built 1958
Lot Size	0.289 acres (12,593 sqft)
Owner	Individual Name on Record
Tax Bill	$12,079 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0410111825`

Property Details

APN / Parcel Number

Primary APN	`0410111825`
Alternative APNs	`04101118250000` `509551`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,271 sqft Living Area
1st Floor Area	2,271 sqft

Exterior

Year Built	Built 1958
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,593 sqft (0.289 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	51 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	509551
Old Parcel Number	04101118250000
Street Address	4604 CACTUS LN
City	AUSTIN
State	TX
Zip	78745-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK D WESTERN TRAILS SEC 1 LOT 21A BLK D WESTERN TRAILS SEC 2
Legal Subdivision	WESTERN TRAILS SEC 1
Legal Block	D
Legal Lot Number	21 21A
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1021
Census Tract	30300

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4604 CACTUS LN, AUSTIN, TX 78745-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Jun 21, 2018	Grant Deed, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2009
Deed Sale	Aug 26, 2009
Deed Document Number	2009145377
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4604 CACTUS LN, AUSTIN, TX 78745-1643
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064019
Date	Mar 25, 2021
Instrument	2021064019

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4604 CACTUS LN, AUSTIN, TX 78745-1643
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064225
Date	Mar 25, 2021
Instrument	2021064225

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 21, 2018
Property Address	4604 CACTUS LN, AUSTIN, TX 78745-1643
Instrument Date	Jun 7, 2018
Instrument	97303
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4604 CACTUS LN AUSTIN TX 787451643, AUSTIN, TX 78745-1643

Mortgage

Document Number	0000097303
Date	Jun 21, 2018
Instrument	97303

Lender

Name	BRANCH BK&TR
Type	Bank
Address	PO BOX 1290, WHITEVILLE, NC 28472-1290

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$798,568 (-6.25%) Land $418,535 Building $599,385	$1,017,920 (+19.5%) Land $418,535 Building $599,385
2024	$12,079.00 (+16.28%)
2023		$851,824 Land $400,000 Building $451,824	$851,824 Land $400,000 Building $451,824
2022	$10,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	4 (2013–2014)
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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