Burke County property record for 4604 Bristol Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,923 sqft · built 2023 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,796 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1771062528 |
| Primary APN | 1771062528 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,923 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 966 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4604 BRISTOL DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SILVER CREEK CLUSTER SUBD PH IV LO20 PL60-90 |
| Legal Phase | 1V |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20303 |
4604 Bristol Dr is owned and occupied by two individuals.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4604 BRISTOL DR, MORGANTON, NC 28655-6498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage MORGANTON SAVINGS BANK SSB |
| Jun 1, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage MORGANTON SAVINGS BANK SSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4604 BRISTOL DR, MORGANTON, NC 28655-6498 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4604 BRISTOL DR, MORGANTON, NC 28655-6498 |
| Document Number | 0027420283 |
|---|---|
| Date | May 2, 2024 |
| Book Page | 2742/283 |
| Instrument | 2024003732 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28680 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4604 BRISTOL DR, MORGANTON, NC 28655-6498 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 166 PATRICK MURPHY DR 39, 39, MORGANTON, NC 28655-4692 |
| Document Number | 0026870574 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 2687/574 |
| Instrument | 2023004931 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28680 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jul 1, 2024 |
The 2026 property tax bill for 4604 Bristol Dr was $2,796, up 2.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,796.00 (+2.42%) | $405,909 (-) Land $46,582 Building $359,327 | $405,909 (-) Land $46,582 Building $359,327 |
| 2025 | $2,730.00 | $405,909 Land $46,582 Building $359,327 | $405,909 Land $46,582 Building $359,327 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4604 Bristol Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4604 Bristol Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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