4604 Bayside Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 4604 Bayside Way, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,650 sqft · built 1993
Lot Size0.08 acres (3,500 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Mar 2023)
Tax Bill$7,677 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN035-730-049

Property Details

APN / Parcel Number

Primary APN035-730-049
Alternative APN
  • 035-730-049-0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area
1st Floor Area814 sqft
2nd Floor Area836 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Lot Area3,500 sqft (0.08 acres)
Garage TypeAttached
Garage Area478 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4604 BAYSIDE WAY
CityOAKLEY
StateCA
Zip94561-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7163 L49
Legal SubdivisionSUBDIVISION 7163
Legal Tract7163
Legal Lot Number49
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2032
Census Tract302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Mar 27, 2023Grant Deed, Transfer · FHA Mortgage
KIND LENDING LLC
Dec 11, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Jan 24, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 24, 2019Loan Modification, Mortgage · Conventional Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Prior SaleAug 24, 2010 · Amount on Record
Deed Document Number202328129
Prior Transfer DateJan 28, 1997
Prior Transfer Doc0000017711
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210

Mortgage

Document Number0000129329
DateNov 18, 2025
Instrument2025- 129329
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Address321 RESEARCH PKWY STE 303, MERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 27, 2023
Property Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210
Document Number0000028129
Map ReferenceMB 352 PG 13
Instrument DateMar 20, 2023
Instrument2023-028129
Transaction TypeTransfer
Record UpdatedApr 3, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210

Mortgage

Document Number0000028130
DateMar 27, 2023
Instrument2023-028130
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCONTRA COSTA CA
Property Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210
Document Number0000233259
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4604 BAYSIDE WAY OAKLEY CA 945613210, OAKLEY, CA 94561-3210

Mortgage

Document Number0000233259
DateDec 27, 2019
Instrument233259
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2049
Interest
Rate TypeFixed Rate
Rate4.87%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210
Document Number0000128166
Instrument DateJan 24, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4604 BAYSIDE WAY OAKLEY CA 945613210, OAKLEY, CA 94561-3210

Mortgage

Document Number0000128166
DateAug 13, 2019
Instrument128166
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2049

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCONTRA COSTA CA
Property Address4604 BAYSIDE WAY, OAKLEY, CA 94561-3210
Document Number0000128165
Instrument DateJan 24, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4604 BAYSIDE WAY OAKLEY CA 945613210, OAKLEY, CA 94561-3210

Mortgage

Document Number0000128165
DateAug 13, 2019
Instrument128165
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2049
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$583,663 (+2%) Land $212,241 Building $371,422
2025$7,677.00 (+86.74%)$572,220 (+126.68%) Land $208,080 Building $364,140
2023$4,111.00 (-39.86%) Homeowner's exemption$252,432 Land $18,467 Building $233,965
2022$6,836.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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