4604 Aicholtz Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4604 Aicholtz Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,164 sqft · built 1947
Lot Size0.547 acres (23,827 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jun 2018)
Tax Bill$2,966 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2022 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN41-32-13D-223

Property Details

APN / Parcel Number

Primary APN41-32-13D-223

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,164 sqft Living Area
1st Floor Area1,357 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area23,827 sqft (0.547 acres)
View / LotCul-de-sac
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4604 AICHOLTZ RD
CityCINCINNATI
StateOH
Zip45244-1370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES CHANGE PER TAX MAP (LG)
Legal SubdivisionMOSLEYS MILITARY SURVEY NO 1115
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3003
Census Tract41403

Owner

Source: Clermont County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
SHAREFAX CREDIT UNION
Mar 2, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SHAREFAX CU
Dec 15, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 28, 2018Warranty Deed, Transfer · FHA Mortgage
OPTION FINANCIAL LLC OPTION FINANCIAL LLC
Jun 28, 2018Warranty Deed, Transfer · FHA Mortgage
OPTION FINANCIAL LLC OPTION FINANCIAL LLC
Mar 22, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Deed Document Number201814435
Deed Book / Page2778 / 1226
Prior Transfer DateMar 21, 2018
Prior Transfer Doc0000006117
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateAug 11, 2026
Property Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370
Document Number0000018365
Book / Page3030 / 5820
Instrument DateAug 6, 2026
Instrument202618365
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370

Mortgage

Document Number0000018365,
DateAug 11, 2026
Book Page3030/5820
Instrument202618365
Lender
NameSHAREFAX CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006287
DateMar 2, 2022
Book Page2913/2141
Instrument202200006287
Lender
NameSHAREFAX CU
TypeCredit Union
AddressBATAVIA, OH 45103
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 28, 2037

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035721
DateDec 15, 2020
Book Page2862/3810
Instrument202000035721
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueAug 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateJun 28, 2018
Property Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370
Document Number0000014435
Book / Page002778 / 001226
Instrument DateJun 6, 2018
Instrument14435
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 AICHOLTZ RD CINCINNATI OH 452441370, CINCINNATI, OH 45244-1370
InvestorPossibly a Property Investor

Mortgage

Document Number14436
DateJun 28, 2018
Book Page002778/001230
Instrument14436
Lender
NameOPTION FINANCIAL LLC OPTION FINANCIAL LLC
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateJun 28, 2018
Property Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370
Document Number0000014435
Book / Page002778 / 001226
Instrument DateJun 6, 2018
Instrument14435
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 AICHOLTZ RD CINCINNATI OH 452441370, CINCINNATI, OH 45244-1370

Mortgage

Document Number14436
DateJun 28, 2018
Book Page002778/001230
Instrument14436
Lender
NameOPTION FINANCIAL LLC OPTION FINANCIAL LLC
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

March 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCLERMONT OH
Recording DateMar 22, 2018
Property Address4604 AICHOLTZ RD, CINCINNATI, OH 45244-1370
Document Number0000006117
Book / Page002760 / 001060
Instrument DateMar 21, 2018
Instrument6117
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8000 MARSH RUN CT ROCKFORD MN 553735129, ROCKFORD, MN 55373-5129

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,966.00 (-49.4%)$58,940 (-) Land $11,620 Building $47,320
2024$168,400 (-) Land $33,200 Building $135,200
2023$5,862.00 (+128.36%) Homeowner's exemption$58,940 (+33.74%) Land $11,620 Building $47,320$168,400 (+33.76%) Land $33,200 Building $135,200
2022$2,567.00 Homeowner's exemption$44,070 Land $8,680 Building $35,390
2020$125,900 Land $24,800 Building $101,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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