4604 20th Ave W, Bradenton, FL 34209 Property Records

Manatee County property record for 4604 20th Ave W, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,211 sqft · built 1959
Lot Size	0.25 acres (10,881 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Feb 2019)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40249-0000-5`

Property Details

APN / Parcel Number

Primary APN	`40249-0000-5`
Alternative APN	`3417334024900005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,211 sqft Living Area
Gross Area	1,491 sqft
1st Floor Area	1,211 sqft
Basement Area	276 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,881 sqft (0.25 acres)
Lot Dimensions	117 ft deep x 93 ft wide
View / Lot	Standard
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4604 20TH AVE W
City	BRADENTON
State	FL
Zip	34209-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3 RES
Legal Description	LOT 22 & W1/2 OF LOT 23 BLK 4 GOLF CLUB GARDENS PI#40249.0000/5
Legal Range	17E
Legal Township	34S
Legal Section	33
Legal Subdivision	GOLF CLUB GARDENS
Legal Tract	04020800
Legal Block	4
Legal Lot Number	22
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3001
Census Tract	405

Owner

4604 20th Ave W is owned and occupied by an individual who bought it in February 2019.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4604 20TH AVE W, BRADENTON, FL 34209-5145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Prior Sale	May 11, 2000
Deed Document Number	201917254
Deed Book / Page	2769 / 4340
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4604 20TH AVE W, BRADENTON, FL 34209-5145
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 20TH AVE W, BRADENTON, FL 34209-5145

Mortgage

Document Number	0041115981
Date	Aug 31, 2021
Instrument	202141115981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4604 20TH AVE W, BRADENTON, FL 34209-5145
Document Number	0041012579
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 20TH AVE W BRADENTON FL 342095145, BRADENTON, FL 34209-5145

Mortgage

Document Number	0041012579
Date	Feb 5, 2020
Instrument	41012579

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2040

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 26, 2019
Property Address	4604 20TH AVE W, BRADENTON, FL 34209-5145
Document Number	0027694340
Book / Page	2769 / 4340
Map Reference	MB 8 PG 57
Instrument Date	Feb 21, 2019
Instrument	201941017254
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4604 20TH AVE W, 4604, BRADENTON, FL 34209-5145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 51ST ST W APT 2012, 2012, BRADENTON, FL 34210-5118

Mortgage

Document Number	201941017255
Date	Feb 26, 2019
Instrument	201941017255

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4604 20th Ave W was $2,834 with a homeowner's exemption, up 3.4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,059 (+2.7%)	$290,314 (-2.24%) Land $56,100 Building $234,214
2025	$2,834.00 (+3.36%) Homeowner's exemption	$226,932	$296,971 Land $56,100 Building $240,871
2024	$2,742.00 (+1.82%)
2023	$2,693.00 (+39.32%) Homeowner's exemption	$214,113 (+35.25%)	$291,299 (+37.54%) Land $56,100 Building $235,199
2022	$1,933.00 Homeowner's exemption	$158,304	$211,791 Land $55,000 Building $156,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4604 20th Ave W in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (1992–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4604 20th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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