Osceola County property record for 4603 Sidesaddle Trl, Saint Cloud, FL 34772 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,339 sqft Living Area |
| Lot Size | 5,662 sqft (0.13 acres) |
| Garage | Attached, 441 sqft |
| Last Sale | $440,000 (2024) |
| Tax Bill | $2,659.00 (2024) |
| Primary APN | 21-26-30-3643-0001-9520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,339 sqft Living Area |
| Gross Area | 2,888 sqft Gross Area |
| 1st Floor | 935 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 80 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 4603 SIDESADDLE TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6327 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER ED-4 LOT 1 REPLAT PB 33 PGS 1-5 LOT 952 |
| Legal Subdivision | EDGEWATER ED 4 LOT 1 REPLAT |
| Legal Lot Number | 1,952 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 21-26-30-3643-0001-9520
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16192 COASTAL HWY, LEWES, DE 19958-3608 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on Record |
| Deed Sale | Sep 25, 2024 · Amount on Record |
| Deed Doc Number | 2024123418 |
| Deed Book / Page | 6670 / 1067 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 25, 2024 |
| Property Address | 4603 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6327 |
| Document Number | 0066701067 |
| Book / Page | 6670 / 1067 |
| Map Reference | MB 33 PG 1-5 |
| Instrument Date | Sep 23, 2024 |
| Instrument | 2024123418 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 16192 COASTAL HWY, LEWES, DE 19958-3608 |
| Document Number | 2024123419 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 2024123419 |
| Name | BANCO DO BRASIL AMERICAS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 9.25% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 13.2% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,924.00 (+198.01%) | $349,400 Land $70,000 Building $279,400 | $349,400 Land $70,000 Building $279,400 |
| 2024 | $2,659.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 153 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures