4603 S Veronica Pl, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 4603 S Veronica Pl, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,236 sqft · built 1994
Lot Size	0.224 acres (9,762 sqft)
Owner	2 Trust Names on Record
Last Sale	$370,000 (Jul 2024)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-356-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-356-005-000`
Alternative APN	`62145`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Finished Area
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,762 sqft (0.224 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	62145
Street Address	4603 S VERONICA PL
City	SIOUX FALLS
State	SD
Zip	57105-7054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3B BLOCK 7 RIVER OAKS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVER OAKS ADDN
Legal Block	7
Legal Lot Number	3B
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2035
Census Tract	1902

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4603 S VERONICA PL, SIOUX FALLS, SD 57105-7054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 5, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Book / Page	626-D / 818
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 5, 2024
Property Address	4603 S VERONICA PL, SIOUX FALLS, SD 57105-7054
Document Number	EES626/818
Book / Page	EES626 / 818
Instrument Date	Jul 1, 2024
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4603 S VERONICA PL, SIOUX FALLS, SD 57105-7054

Mortgage

Document Number	MTG1986/294
Date	Jul 5, 2024
Book Page	MTG 1986/294

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 5, 2024
Property Address	4603 S VERONICA PL, SIOUX FALLS, SD 57105-7054
Document Number	DEEDS626/818
Book / Page	DEEDS626 / 818
Instrument Date	Jul 1, 2024
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4603 S VERONICA PL, SIOUX FALLS, SD 57105-7054

Mortgage

Document Number	MTG1986294
Date	Jul 5, 2024
Instrument	MTG 1986/294

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 16, 2020
Property Address	4603 S VERONICA PL, SIOUX FALLS, SD 57105-7054
Document Number	596DEED/696
Book / Page	596 DEED / 696
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4603 S VERONICA PL, SIOUX FALLS, SD 57105-7054

Mortgage

Document Number	1888MTG269
Date	Jun 16, 2020
Instrument	1888 MTG/269

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,491 (-6.77%) Land $51,428 Building $246,063	$297,491 Land $51,428 Building $246,063
2025	$4,210.00	$319,100 (+15.74%) Land $39,200 Building $279,900
2024	$4,210.00 (+26.62%)	$275,700 (+21.45%) Land $39,200 Building $236,500
2022	$3,325.00	$227,000 Land $33,500 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 16 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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