4603 S Duluth Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 4603 S Duluth Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,360 sqft · built 1980
Lot Size	0.152 acres (6,604 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2019)
Tax Bill	$5,727 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-32-477-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-32-477-013-000`
Alternative APN	`44118`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,360 sqft Finished Area
1st Floor Area	1,408 sqft
Upper Floors Area	952 sqft
Basement Area	1,360 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,604 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44118
Street Address	4603 S DULUTH AVE
City	SIOUX FALLS
State	SD
Zip	57105-6736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TRACT B LLOYD`S SUB 2 BLOCK 2 RIVER RIDGE ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	RIVER RIDGE ADDN
Legal Tract	B
Legal Block	2
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2018
Census Tract	1902

Owner

Source: Minnehaha County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4603 S DULUTH AVE, SIOUX FALLS, SD 57105-6736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN SIOUX FALLS
Aug 30, 2019	Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Book / Page	591-D / 0297
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4603 S DULUTH AVE, SIOUX FALLS, SD 57105-6736
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1870MTG/0899
Date	Nov 1, 2019
Book Page	1870 MTG/0899

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 30, 2019
Property Address	4603 S DULUTH AVE, SIOUX FALLS, SD 57105-6736
Document Number	591DEED/0297
Book / Page	591 DEED / 0297
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 S DULUTH AVE, SIOUX FALLS, SD 57105-6736

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 1, 2017
Property Address	4603 S DULUTH AVE, SIOUX FALLS, SD 57105-6736
Document Number	000577/296
Book / Page	577 / 296
Instrument Date	Jul 28, 2017
Instrument	000000717375
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 S DULUTH AVE, SIOUX FALLS, SD 57105-6736

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,727.00	$430,200 (+7.74%) Land $27,800 Building $402,400
2024	$5,727.00 (+12.05%)	$399,300 (+15.4%) Land $27,800 Building $371,500
2022	$5,111.00	$346,000 Land $24,000 Building $322,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 16 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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