4603 O Hara Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 4603 O Hara Ct, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,137 sqft · built 2000
Lot Size	0.3 acres (13,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (May 2018)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3611-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3611-7`
Alternative APNs	`05-2N-23-4550-000B-0120` `23N2054550000B0120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
Gross Area	3,241 sqft
1st Floor Area	2,137 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	13,053 sqft (0.3 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Florida Room
Porch Area	348 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4603 O HARA CT
City	CRESTVIEW
State	FL
Zip	32539-6394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS S/D LOT 12 BLK B
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	ROYAL OAKS S/D
Legal Block	B
Legal Lot Number	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1028
Census Tract	20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 JEFFERSON ST, SACKETS HARBOR, NY 13685-2711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
May 3, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Nov 8, 2016 · Amount on Record
Deed Document Number	20183204761
Deed Book / Page	3348 / 3129
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4603 O HARA CT, CRESTVIEW, FL 32539-6394
Document Number	0034392167
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4603 O HARA CT CRESTVIEW FL 325396394, CRESTVIEW, FL 32539-6394

Mortgage

Document Number	0034392167
Date	Jan 21, 2020
Book Page	003439/002167
Instrument	3331416

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 3, 2018
Property Address	4603 O HARA CT, CRESTVIEW, FL 32539-6394
Document Number	0033483129
Book / Page	003348 / 003129
Instrument Date	May 1, 2018
Instrument	3204761
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7500 CANVASBACK CT FORT BENNING GA 319057910, FORT BENNING, GA 31905-7910

Mortgage

Document Number	33483131
Date	May 3, 2018
Book Page	003348/003131
Instrument	3204762

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (-6.12%)	$307,596 (-5.73%) Land $47,080 Building $260,516	$307,596 (-5.73%) Land $47,080 Building $260,516
2023	$3,250.00 (+84.66%)	$326,278 (+58.62%) Land $40,000 Building $286,278	$326,278 (+8.22%) Land $40,000 Building $286,278
2022	$1,760.00 Homeowner's exemption	$205,701	$301,499 Land $32,821 Building $268,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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