4603 N Canoe Ter, Hernando, FL 34442 Property Records

Citrus County property record for 4603 N Canoe Ter, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 832 sqft · built 1971
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2023)
Tax Bill	$940 (2025)
Deeds & Mortgages	Nov 2023 Sale Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-14-0070-00280-005.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0070-00280-005.0`
Alternative APNs	`1418S19E0070002800050` `1598494`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	672 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Architectural Style	Modular
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1598494
Old Parcel Number	1418S19E0070002800050
Street Address	4603 N CANOE TER
City	HERNANDO
State	FL
Zip	34442-4120
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	APACHE SHORES UNIT 7 PB 4 PG 114 LOT 5 BLK 28
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	APACHE SHORES UNIT 7
Legal Block	28
Legal Lot Number	5
Legal Unit	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1028
Census Tract	450105

Owner

4603 N Canoe Ter, a mobile home, is owned and occupied by an individual who bought it in November 2023.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4603 N CANOE TER, HERNANDO, FL 34442-4120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC
Mar 15, 2021	Warranty Deed, Transfer CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	2023066447
Deed Book / Page	3425 / 736
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 16, 2023
Property Address	4603 N CANOE TER, HERNANDO, FL 34442-4120
Document Number	0034250736
Book / Page	3425 / 736
Map Reference	MB 4 PG 114
Instrument Date	Nov 14, 2023
Instrument	2023066447
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 CAMERON AVE, STATEN ISLAND, NY 10305-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4603 N CANOE TER, HERNANDO, FL 34442-4120

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 15, 2021
Property Address	4603 N CANOE TER, HERNANDO, FL 34442-4120
Document Number	0031440602
Book / Page	3144 / 602
Map Reference	MB 4 PG 114
Instrument Date	Mar 8, 2021
Instrument	2021016421
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3117 SPRINGWATER CT, KOKOMO, IN 46902-5172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 N CANOE TER, HERNANDO, FL 34442-4120

Tax Assessment & Valuation

The 2025 property tax bill for 4603 N Canoe Ter was $940, up 10.3% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (+10.33%)	$51,188 (+5.82%) Land $4,800 Building $46,388	$51,188 (+5.82%) Land $4,800 Building $46,388
2024	$852.00 (+24.93%)	$48,372 (+32.41%) Land $3,000 Building $45,372	$48,372 (+32.41%) Land $3,000 Building $45,372
2023	$682.00 (+1.94%)	$36,531 (-1.29%) Land $3,000 Building $33,531	$36,531 (-1.29%) Land $3,000 Building $33,531
2022	$669.00 Additional exemption filed	$37,008 Land $2,550 Building $34,458	$37,008 Land $2,550 Building $34,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4603 N Canoe Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4603 N Canoe Ter is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Canoe Ter

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