4603 Mirabella Pl, Lutz, FL 33558 Property Records

Hillsborough County property record for 4603 Mirabella Pl, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,339 sqft · built 2002
Lot Size0.339 acres (14,760 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Mar 2017)
Tax Bill$5,862 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012931-7542

Property Details

APN / Parcel Number

Primary APN012931-7542
Alternative APN
  • U0527185HD000007000430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,339 sqft Living Area
Gross Area4,331 sqft
1st Floor Area2,907 sqft
Upper Floors Area432 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,760 sqft (0.339 acres)
Lot Dimensions131 ft deep x 83.9 ft wide
Garage TypeAttached
Garage Area607 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area364 sqft
PorchOpen Porch
Porch Area385 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0129317542
Street Address4603 MIRABELLA PL
CityLUTZ
StateFL
Zip33558-9078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVILLAROSA M LOT 43 BLOCK 7
Legal Range18E
Legal Township27S
Legal Section05
Legal SubdivisionVILLAROSA M
Legal Tract5HD
Legal Block7
Legal Lot Number43
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2000
Census Tract11509

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4603 MIRABELLA PL, LUTZ, FL 33558-9078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HM MTG CORP
Mar 24, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2017 · Amount on Record
Deed SaleMar 24, 2017 · Amount on Record
Prior SaleNov 2, 2012 · Amount on Record
Deed Document Number2017112413
Deed Book / Page24817 / 589
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4603 MIRABELLA PL, LUTZ, FL 33558-9078
Document Number0000392966
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4603 MIRABELLA PL LUTZ FL 335589078, LUTZ, FL 33558-9078

Mortgage

Document Number0000392966
DateSep 23, 2020
Instrument392966
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 24, 2017
Property Address4603 MIRABELLA PL, LUTZ, FL 33558-9078
Document Number0000112413
Book / Page24817 / 0589
Map ReferenceMB86 PG52-1-52-9
Instrument DateMar 10, 2017
Instrument2017112413
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4603 MIRABELLA PL, 4603, LUTZ, FL 33558-9078

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 MIRABELLA PL, LUTZ, FL 33558-9078

Mortgage

Document Number0000112414
DateMar 24, 2017
Instrument2017112414
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,170 (+2.7%)$641,284 (-1.08%) Land $159,956 Building $481,328
2025$5,862.00 (+12.56%) Homeowner's exemption$330,253 (+5.99%)$648,285 (+8.49%) Land $159,956 Building $488,329
2023$5,208.00 (+4.33%) Homeowner's exemption$311,598 (+3%)$597,566 (+8.7%) Land $138,628 Building $458,938
2022$4,992.00 Homeowner's exemption$302,522$549,747 Land $117,301 Building $432,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims8 (1988–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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