4603 Lafayette Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4603 Lafayette Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 2018
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Jan 2019)
Tax Bill	$3,470 (2024)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-020-0100-0160`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-020-0100-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,954 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4603 LAFAYETTE AVE
City	SEBRING
State	FL
Zip	33875-5256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 16 BLK 10
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	10
Legal Lot Number	16
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1049
Census Tract	961301

Owner

4603 Lafayette Ave is owned and occupied by an individual who bought it in January 2019.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	4603 LAFAYETTE AVE, SEBRING, FL 33875-5256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Oct 3, 2017	Warranty Deed, Transfer
Sep 5, 2017	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	1925967
Deed Book / Page	2674 / 1005
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 23, 2019
Property Address	4603 LAFAYETTE AVE, SEBRING, FL 33875-5256
Document Number	0001925967
Book / Page	2674 / 1005
Map Reference	MB 7 PG 6
Instrument Date	Jan 18, 2019
Instrument	1925967
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5123 LAKEWOOD RD, 5123, SEBRING, FL 33875-8015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 LAFAYETTE AVE, SEBRING, FL 33875-5256

Mortgage

Document Number	0001925968
Date	Jan 23, 2019
Instrument	1925968

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 3, 2017
Property Address	4603 LAFAYETTE AVE, SEBRING, FL 33875-5256
Document Number	0001867321
Book / Page	002600 / 001419
Instrument Date	Oct 3, 2017
Instrument	1867321
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5123 LAKEWOOD RD SEBRING FL 338758015, SEBRING, FL 33875-8015

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 5, 2017
Property Address	4603 LAFAYETTE AVE, SEBRING, FL 33875-5256
Document Number	0001865140
Book / Page	002598 / 000012
Instrument Date	Aug 30, 2017
Instrument	1865140
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5123 LAKEWOOD RD SEBRING FL 338758015, SEBRING, FL 33875-8015

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$260,018 Land $19,500 Building $240,518	$260,018 Land $19,500 Building $240,518
2024	$3,470.00 (+1.02%)
2023	$3,435.00 (+9.05%)	$261,915 (+16.1%) Land $16,000 Building $245,915	$261,915 (+16.1%) Land $16,000 Building $245,915
2022	$3,150.00	$225,601 Land $12,000 Building $213,601	$225,601 Land $12,000 Building $213,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4603 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4603 Lafayette Ave is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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