4603 Keller Ridge Dr, Clayton, CA 94517 Property Records

Contra Costa County property record for 4603 Keller Ridge Dr, Clayton, CA 94517

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,252 sqft · built 1995
Lot Size	0.01 acres (455 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Apr 2022)
Tax Bill	$9,581 (2025)
Deeds & Mortgages	Feb 2019 Reverse Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-590-011-3`

Property Details

APN / Parcel Number

Primary APN	`118-590-011-3`
Alternative APN	`118-590-011`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
1st Floor Area	664 sqft
2nd Floor Area	588 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	455 sqft (0.01 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4603 KELLER RIDGE DR
City	CLAYTON
State	CA
Zip	94517-1918
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T7766 L39 B39 U15
Legal Subdivision	7766 BLDG 39
Legal Tract	7766
Legal Block	39
Legal Lot Number	39
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	355307

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4603 KELLER RIDGE DR, CLAYTON, CA 94517-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 21, 2022	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Feb 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Oct 4, 1994 · Amount on Record
Deed Document Number	202269576
Prior Transfer Date	Mar 31, 1999
Prior Transfer Doc	0000091166
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4603 KELLER RIDGE DR, CLAYTON, CA 94517-1918
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027414
Date	Feb 28, 2019
Instrument	2019-027414

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2022
Property Address	4603 KELLER RIDGE DR, CLAYTON, CA 94517-1918
Document Number	0000069576
Map Reference	MB 374 PG 28
Instrument Date	Apr 18, 2022
Instrument	2022-069576
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 KELLER RIDGE DR, CLAYTON, CA 94517-1918

Mortgage

Document Number	0000069577
Date	Apr 21, 2022
Instrument	2022-069577

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4603 KELLER RIDGE DR, CLAYTON, CA 94517-1918
Document Number	0000027415
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, CHICAGO TITLE SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4603 KELLER RIDGE DR CLAYTON CA 945171918, CLAYTON, CA 94517-1918

Mortgage

Document Number	0000027415
Date	Feb 28, 2019
Instrument	27415

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, SC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.65%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,000 (-9.97%) Land $408,000 Building $242,000
2025	$9,581.00 (+14.17%)	$722,000 (+11.42%) Land $453,000 Building $269,000
2023	$8,392.00 (+4.5%)	$648,000 Land $407,000 Building $241,000
2022	$8,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Unwired, Verizon.

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