Whatcom County property record for 4603 E Oregon St, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,332 sqft · built 1931 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,507 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 69073 |
| Primary APN | 69073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.739 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Patio Area | 256 sqft |
| Storage Building | 80 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 588529 |
|---|---|
| Street Address | 4603 E OREGON ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-8805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS7.2 |
| Legal Description | SILVER BEACH ON LAKE WHATCOM LOTS 1-2-3 BLK F-LOT 10 BLK E-SUBJ TO COVENANT TO BIND PROPERTIES AS REC AF 2025-0301195 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 22 |
| Legal Subdivision | SILVER BEACH ON LAKE WHATCOM |
| Legal Block | F |
| Legal Lot Number | 1 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 804 |
4603 E Oregon St is owned and occupied by an individual who acquired it in August 2001.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4603 E OREGON ST, BELLINGHAM, WA 98226-8805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2001 |
| Deed Sale | Aug 3, 2001 |
| Deed Document Number | 2010800389 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4603 E Oregon St was $3,507.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,507.00 | $428,872 Land $364,156 Building $64,716 | $428,872 Land $364,156 Building $64,716 |
| 2022 | $561,871 Land $314,600 Building $247,271 | $561,871 Land $314,600 Building $247,271 | |
| 2021 | $4,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4603 E Oregon St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (1984–2016) |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4603 E Oregon St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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