Island County property record for 4603 E Harbor Rd, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,084 sqft · built 1998 |
| Lot Size | 4.65 acres (202,554 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Jun 2020) |
| Tax Bill | $7,475 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R23036-241-1110 |
| Primary APN | R23036-241-1110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,084 sqft Living Area |
| Gross Area | 3,900 sqft |
| 1st Floor Area | 1,896 sqft |
| Upper Floors Area | 1,188 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 202,554 sqft (4.65 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,920 sqft |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4603 E HARBOR RD |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | LOT C & S58 OF LOT B SP83-68.23036.239-0770 V1 SP P274 AF#84000926 |
| Legal Range | 2E |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | SP 83-68 |
| Legal Lot Number | C,B |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 971900 |
4603 E Harbor Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4603 E HARBOR RD, FREELAND, WA 98249-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on File |
| Deed Sale | Jun 16, 2020 · Amount on File |
| Prior Sale | Oct 15, 2013 · Amount on File |
| Deed Document Number | 20204488911 |
| Prior Transfer Date | Apr 24, 2015 |
| Prior Transfer Doc | 0004377558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 16, 2020 |
| Property Address | 4603 E HARBOR RD, FREELAND, WA 98249-9529 |
| Document Number | 0004488911 |
| Map Reference | AF84000926VOL1PG274 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 4488911 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | LAND TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,942.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4603 EAST HARBOR ROAD, LOST HILLS, CA 93249 |
| Document Number | 0004488912 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 4488912 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 4603 E Harbor Rd was $7,475.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,475.00 | ||
| 2025 | $945,613 Land $470,000 Building $475,613 | $945,613 Land $470,000 Building $475,613 | |
| 2023 | $5,708.00 | $906,196 (+6.69%) Land $420,000 Building $486,196 | $906,196 (+6.69%) Land $420,000 Building $486,196 |
| 2022 | $849,342 Land $400,000 Building $449,342 | $849,342 Land $400,000 Building $449,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4603 E Harbor Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 8 (1999–2022) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4603 E Harbor Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Whidbey Telephone Fiber | 1,000 / 1,000 |
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