4603 E Dearing Rd, Memphis, TN 38117 Property Records

Shelby County property record for 4603 E Dearing Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1954
Lot Size	0.223 acres (9,724 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2001)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Jan 2020 Second Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-6038-0-0010`

Property Details

APN / Parcel Number

Primary APN	`06-6038-0-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,204 sqft
Utility Area	48 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,724 sqft (0.223 acres)
Lot Dimensions	143 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	68 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4603 E DEARING RD
City	MEMPHIS
State	TN
Zip	38117-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	COLONIAL MEADOWS A
Legal Lot Number	102
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	3
Census Block	3017
Census Tract	9300

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4603 E DEARING RD, MEMPHIS, TN 38117-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LG & W FCU
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit LG&W CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2001 · Amount on Record
Deed Sale	Jun 28, 2001 · Amount on Record
Deed Document Number	2001LD-0561
Last Transfer Date	Apr 11, 2007
Transfer Doc	0000065337
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4603 E DEARING RD, MEMPHIS, TN 38117-6508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001831
Date	Jan 7, 2020
Instrument	20001831

Lender

Name	LG & W FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	0 Months
Due	Jan 24, 2020

Interest

Rate	4%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4603 E DEARING RD, MEMPHIS, TN 38117-6508
Document Number	0000067145
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 E DEARING RD MEMPHIS TN 381176508, MEMPHIS, TN 38117-6508

Mortgage

Document Number	0000067145
Date	Jul 5, 2017
Instrument	67145

Lender

Name	LG&W CU
Type	Credit Union
Address	MEMPHIS, TN 38134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (-48.4%)	$39,550 (+16.93%) Land $8,000 Building $31,550	$158,200 (+16.93%) Land $32,000 Building $126,200
2023		$33,825 Land $4,425 Building $29,400
2022	$2,060.00
2021			$135,300 Land $17,700 Building $117,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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