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4603 Cetti St, Houston, TX 77009 Property Records

Harris County property record for 4603 Cetti St, Houston, TX 77009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,052 sqft · built 1958
Lot Size0.157 acres (6,820 sqft)
OwnerCompany Name on File
Last Sale$292,500 (Feb 2020)
Tax Bill$4,732 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN021-189-085-0012

Property Details

APN / Parcel Number

Primary APN021-189-085-0012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,052 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2013
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area6,820 sqft (0.157 acres)
View / LotNeighborhood
Garage TypeCarport
Garage Area546 sqft
CarportCarport
Carport Area546 sqft
Parking Spaces4 Parking Spaces
PorchOpen Frame Porch
Porch Area54 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0211890850012
Street Address4603 CETTI ST
CityHOUSTON
StateTX
Zip77009-2825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 & TR 13A BLK 85 IRVINGTON
Legal SubdivisionIRVINGTON
Legal Tract13A
Legal Block85
Legal Lot Number12
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2030
Census Tract210600

Owner

Source: Harris County records · APN 021-189-085-0012

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4603 CETTI ST, HOUSTON, TX 77009-2825
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jan 08, 2020Deed of Trust, Mortgage · Line of Credit
QUICKEN LNS
Apr 10, 2018Deed of Trust, Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2020 · Amount on Record
Deed SaleFeb 14, 2020 · Amount on Record
Prior SaleNov 18, 2014 · Amount on Record
Deed Document Number202068620
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4603 CETTI ST, HOUSTON, TX 77009-2825
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 CETTI ST, HOUSTON, TX 77009-2825

Mortgage

Document Number0000370706
DateSep 18, 2025
Instrument2025-370706
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 01, 2035

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4603 CETTI ST, HOUSTON, TX 77009-2825
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000745083
DateDec 30, 2021
Instrument2021-745083
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term160 Months
DueApr 01, 2035

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4603 CETTI ST, HOUSTON, TX 77009-2825
Document Number0000068621
Instrument DateJan 08, 2020
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 CETTI ST HOUSTON TX 770092825, HOUSTON, TX 77009-2825

Mortgage

Document Number0000068621
DateFeb 14, 2020
Instrument68621
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 13, 2035
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4603 CETTI ST, HOUSTON, TX 77009-2825
Document Number0000164068
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4603 CETTI ST HOUSTON TX 770092825, HOUSTON, TX 77009-2825

Mortgage

Document Number0000164068
DateApr 18, 2018
Instrument164068
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
AmountAmount Recorded
Term180 Months
DueApr 17, 2033

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,732.00 (+5.91%) Homeowner's exemption$429,000 (+2.14%) Land $237,160 Building $191,840$429,000 (+2.14%) Land $237,160 Building $191,840
2024$4,468.00 (+17.49%)
2023$420,000 Land $241,780 Building $178,220$420,000 Land $241,780 Building $178,220
2022$3,803.00 (-13.07%)
2020$4,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims9 (1979–2021)
Claims Outside the SFHA6 of 9
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 773 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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