4603 Buffer Dr, Memphis, TN 38128 Property Records

Shelby County property record for 4603 Buffer Dr, Memphis, TN 38128 · Last verified June 2026

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,448 sqft · built 1977
Lot Size0.195 acres (8,505 sqft)
OwnerCompany Name on File
Last Sale$115,000 (Mar 2022)
Tax Bill$983 (2025)
Deeds & MortgagesMar 2023 Transfer
Jul 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN08-8008-A0-0027

Property Details

APN / Parcel Number

Primary APN08-8008-A0-0027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,505 sqft (0.195 acres)
Lot Dimensions217 ft deep x 39 ft wide
PorchOpen Porch
Porch Area48 sqft
Patio Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4603 BUFFER DR
CityMEMPHIS
StateTN
Zip38128-5929
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal SubdivisionRALEIGH DOWNS CLUSTER HOUSING PHASE 1
Legal Lot Number27
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group5
Census Block5007
Census Tract20542

Owner

Source: Shelby County records · APN 08-8008-A0-0027

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8476 WOOD MILLS DR W, CORDOVA, TN 38016-6100
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Quit Claim Deed, Transfer
CLOSETRAK LLC
Jul 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
PROMISEONE BANK
Mar 29, 2022Warranty Deed, Transfer
CLOSETRAK LLC
Feb 08, 2019Warranty Deed, Transfer · Conventional Mortgage
SECURITYNATIONAL MTG CO
Nov 30, 2018Loan Modification, Mortgage · Line of Credit
FINANCIAL FED'L BK
Dec 05, 2018Warranty Deed, Transfer
SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2022 · Amount on Record
Deed SaleMar 29, 2022 · Amount on Record
Prior SaleFeb 08, 2019 · Amount on Record
Deed Document Number202235573
Record UpdatedSep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateMar 30, 2023
Property Address4603 BUFFER DR, MEMPHIS, TN 38128-5929
Document Number0023025636
Map ReferenceMB 63 PG 41
Instrument DateMar 09, 2023
Instrument23025636
Transaction TypeTransfer
Record UpdatedApr 05, 2023
Title CompanyCLOSETRAK LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8476 WOOD MILLS DR W, CORDOVA, TN 38016-6100

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4603 BUFFER DR, MEMPHIS, TN 38128-5929
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022076682
DateJul 12, 2022
Instrument22076682
Lender
NamePROMISEONE BANK
TypeBank
AddressDULUTH, GA 30096
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 01, 2029
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change7.5%
Index1-Year CMT
Margin4
Max Rate10.5%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 29, 2022
Property Address4603 BUFFER DR, MEMPHIS, TN 38128-5929
Document Number0022035573
Map ReferenceMB 63 PG 41
Instrument DateMar 18, 2022
Instrument22035573
Transaction TypeTransfer
Record UpdatedApr 06, 2022
Title CompanyCLOSETRAK LLC

Transaction

AmountAmount Recorded
Tax$425.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 WOODLAND GLEN DRIVE, ARLINGTON, TN 38002

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateFeb 08, 2019
Property Address4603 BUFFER DR, MEMPHIS, TN 38128-5929
Document Number0000013035
Instrument DateFeb 05, 2019
Instrument13035
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyMEMPHIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$303.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2210 BUENA CREEK RD VISTA CA 920847317, VISTA, CA 92084-7317

Mortgage

Document Number13036
DateFeb 08, 2019
Instrument13036
Lender
NameSECURITYNATIONAL MTG CO
AddressMURRAY, UT 84123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 07, 2049

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address4603 BUFFER DR, MEMPHIS, TN 38128-5929
Document Number0000124217
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedDec 14, 2018
Title CompanySADDLE CREEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address2238 CENTRAL AVE MEMPHIS TN 381045508, MEMPHIS, TN 38104-5508
InvestorPossibly a Property Investor

Mortgage

Document Number0000124217
DateDec 05, 2018
Instrument124217
Lender
NameFINANCIAL FED'L BK
TypeBank
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateDec 05, 2018
Property Address4603 BUFFER DR, MEMPHIS, TN 38128-5929
Document Number0000124216
Instrument DateNov 30, 2018
Instrument124216
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanySADDLE CREEK TITLE LLC

Transaction

AmountAmount Recorded
Tax$49.95
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2238 CENTRAL AVE MEMPHIS TN 381045508, MEMPHIS, TN 38104-5508
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$983.00 (-29.03%)$36,575 (+60.77%) Land $2,250 Building $34,325$146,300 (+60.77%) Land $9,000 Building $137,300
2023$22,750 Land $2,025 Building $20,725
2022$1,385.00
2021$91,000 Land $8,100 Building $82,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 3% of Tennessee
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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