Macomb County property record for 46020 Edgewater Dr, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,007 sqft · built 1958 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Aug 2024) |
| Tax Bill | $4,401 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-09-33-153-010 |
| Primary APN | 15-09-33-153-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,007 sqft Living Area |
| Gross Area | 1,008 sqft |
| 1st Floor Area | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46020 EDGEWATER DR |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C RES |
| Legal Description | ANCHOR BAY SHORES LOT 168 |
| Legal Subdivision | ANCHOR BAY SHORES |
| Legal Lot Number | 168 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 268200 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46020 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 14, 2021 | Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2024 · Amount on Record |
| Deed Sale | Aug 8, 2024 · Amount on Record |
| Prior Sale | Jul 14, 2021 · Amount on Record |
| Deed Document Number | 202465587 |
| Deed Book / Page | 29704 / 797 |
| Prior Transfer Date | Apr 20, 2012 |
| Prior Transfer Doc | 0000069743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46020 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 46020 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Document Number | 2500088854 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 30318/332 |
| Instrument | 202500088854 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46020 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11701 ANDERSONVILLE RD, DAVISBURG, MI 48350-3002 |
| Document Number | 2102205775 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 27840/3 |
| Instrument | 202102205775 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 14, 2021 |
| Property Address | 46020 EDGEWATER DR, CHESTERFIELD, MI 48047-5325 |
| Document Number | 2102210484 |
| Book / Page | 27864 / 908 |
| Map Reference | LB 11 PG 49 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 202102210484 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | VISIONARY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,978.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1099 WHISPER RD SE, 1099, PALM BAY, FL 32909-7306 |
| Name | Verified Name |
|---|---|
| Address | 46020 EDGEWATER ST, CHESTERFIELD, MI 48047-5325 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,800 (+6.54%) | $273,600 (+6.54%) | |
| 2025 | $4,401.00 (-27.45%) Homeowner's exemption | $128,400 (+12.24%) | $256,800 (+12.24%) |
| 2023 | $114,400 | $228,800 | |
| 2022 | $6,066.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 84 (1980–2026) |
| Claims Outside the SFHA | 36 of 84 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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