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4602 Sunset Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 4602 Sunset Dr, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,034 sqft · built 1960
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Oct 2020)
Tax Bill$8,872 (2025)
Deeds & MortgagesOct 2023 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN32-40-29-00005-0050-00005.0

Property Details

APN / Parcel Number

Primary APN32-40-29-00005-0050-00005.0
Alternative APN
  • 57161

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,034 sqft Living Area
Gross Area2,563 sqft
1st Floor Area2,034 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions138 ft deep x 114 ft wide
View / LotInterior
Garage TypeAttached
Garage Area529 sqft
DrivewayBrick Driveway
Driveway Area2,550 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area610 sqft
Patio Area1,660 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4602 SUNSET DR
CityVERO BEACH
StateFL
Zip32963-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionBETHEL ISLE UNIT 2 REPLAT BLK 5 LOT 5 PBI 5-33
Legal Range40E
Legal Township32S
Legal Section29
Legal SubdivisionBETHEL ISLE UNIT 2 REPLAT
Legal Block5
Legal Lot Number5
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2028
Census Tract50505

Owner

4602 Sunset Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Indian River County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address4602 SUNSET DR, VERO BEACH, FL 32963-1218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Oct 7, 2020Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2020 · Amount on File
Deed SaleOct 7, 2020 · Amount on File
Prior SaleOct 27, 2008 · Amount on File
Deed Document Number202060138
Deed Book / Page3345 / 1566
Prior Transfer DateOct 1, 2012
Prior Transfer Doc0026100407
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4602 SUNSET DR, VERO BEACH, FL 32963-1218
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyOCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4602 SUNSET DR, VERO BEACH, FL 32963-1218

Mortgage

Document Number0036551460
DateOct 16, 2023
Book Page3655/1460
Instrument3120230051571
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.37%
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change7.37%
Max Rate At Change9.37%
Index1-Year T-Bill
Max Rate13.3%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 7, 2020
Property Address4602 SUNSET DR, VERO BEACH, FL 32963-1218
Document Number0033451566
Book / Page3345 / 1566
Map ReferenceMB 5 PG 33
Instrument DateSep 17, 2020
Instrument3120200060138
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyOCEANSIDE TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317SE SE WENONA AVE, 317SE, OCALA, FL 34471

Transferred To (Grantee/Buyer)

NameVerified Name
Address4602 SUNSET DR, VERO BEACH, FL 32963-1218

Mortgage

Document Number33451573
DateOct 7, 2020
Instrument3345/1573
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4602 Sunset Dr was $8,872 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,872.00 Homeowner's exemption$583,574$976,359 Land $442,303 Building $534,056
2023$7,701.00 (+3.01%)$525,930 (+3%)$943,705 (+33.66%) Land $442,303 Building $501,402
2022$7,476.00$510,611$706,052 Land $344,014 Building $362,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4602 Sunset Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 479 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,484 units insured
incl. 1,005 condo units
Nearby Flood Claims160 (1979–2024)
Claims Outside the SFHA112 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Frances, Sep 2004 · 126 claims
  • Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4602 Sunset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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