4602 Río Plata, Laredo, TX 78046 Property Records

Webb County property record for 4602 Río Plata, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,035 sqft · built 2005
Lot Size	0.124 acres (5,388 sqft)
Owner	Individual Name on Record
Last Sale	$237,017 (Apr 2026)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	May 2005 Second Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`973-50029-190`

Property Details

APN / Parcel Number

Primary APN	`973-50029-190`
Alternative APN	`304078`

Interior

Stories	2 Stories
Building Area	2,035 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	979 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,388 sqft (0.124 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	118 sqft

Location & Zoning

Street Address	4602 RIO PLATA CT
City	LAREDO
State	TX
Zip	78046-6080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOS PRESIDENTES, BLOCK 29, LOT 19, UNIT 10
Legal Subdivision	LOS PRESIDENTES
Legal Block	29
Legal Lot Number	19
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2013
Census Tract	1824

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8624 NORTHRIDGE LOOP, LAREDO, TX 78045-7511
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 12, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIT LENDING
Apr 28, 2026	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Apr 28, 2026	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 12, 2005	Vendor's Lien, Subdivision Related Transfer · ARM MIT LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	May 12, 2005 · Amount on Record
Deed Document Number	20261586060
Deed Book / Page	6028 / 867
Prior Transfer Date	May 2, 2005
Prior Transfer Doc	001828/198
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4602 RIO PLATA, LAREDO, TX 78046-6080
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001828/220
Date	May 12, 2005
Book Page	1828/220
Instrument	877381

Lender

Name	MIT LENDING
Type	Lending Institution
Address	NEW YORK, NY 10038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2020

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 28, 2026
Property Address	4602 RIO PLATA, LAREDO, TX 78046-6080
Document Number	0001586060
Book / Page	6028 / 867
Instrument Date	Apr 27, 2026
Instrument	2026.1586060
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001586061,
Date	Apr 28, 2026
Instrument	2026.1586061

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Document Number	0001586062,
Date	Apr 28, 2026
Book Page	6029/1
Instrument	2026.1586062

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 28, 2026
Property Address	4602 RIO PLATA, LAREDO, TX 78046-6080
Document Number	006028/867
Book / Page	6028 / 867
Instrument Date	Apr 27, 2026
Instrument	20261586060
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001586060,
Date	Apr 28, 2026
Book Page	6028/870
Instrument	20261586060

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Document Number	6029000001,
Date	Apr 28, 2026
Book Page	6029/1

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

May 2005: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 12, 2005
Property Address	4602 RIO PLATA, LAREDO, TX 78046-6080
Document Number	001828/198
Book / Page	1828 / 198
Map Reference	MB24 PG43
Instrument Date	May 2, 2005
Instrument	877379
Transaction Type	Subdivision Related Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 RIO PLATA, LAREDO, TX 78046-6080

Mortgage

Document Number	0000877380
Date	May 12, 2005
Instrument	877380

Lender

Name	MIT LENDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Type Change Date	Jun 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.9%
Max Rate At Change	9.9%
Index	6-Month LIBOR
Max Rate	12.9%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,556 (-0.51%) Land $64,925 Building $168,631	$233,556 (-0.51%) Land $64,925 Building $168,631
2025	$1,188.00 (+1.63%)	$234,756 (+4.68%) Land $64,925 Building $169,831	$234,756 (+4.68%) Land $64,925 Building $169,831
2024	$1,169.00 (-11.04%)
2023		$224,267 Land $46,606 Building $177,661	$224,267 Land $46,606 Building $177,661
2022	$1,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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