4602 N Smith Rd, Dimondale, MI 48821 Property Records

Eaton County property record for 4602 N Smith Rd, Dimondale, MI 48821

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,049 sqft · built 1977
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2019)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08002310004500`

Property Details

APN / Parcel Number

Primary APN	`08002310004500`

Interior

Full Baths	2 Baths
Building Area	2,049 sqft Living Area
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Lot Area	101,059 sqft (2.32 acres)
Garage Area	1,428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4602 N SMITH RD
City	DIMONDALE
State	MI
Zip	48821-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	COM 512.90 FT N OF W 1/4 POST, N 114.10 FT, N 47DEG 44MIN 51SEC E 271.70 FT, E 200 FT, S 300 FT, W 400 FT TO BEG, SUBJECT TO R/W OVER SLY 40 FT. SEC.23, T3N R3W, WINDSOR TWP 1978
Legal Range	03W
Legal Township	03N
Legal Section	23
Jurisdiction	EATON MI
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2030
Census Tract	21402

Owner

4602 N Smith Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Eaton County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4602 N SMITH RD, DIMONDALE, MI 48821-8714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
May 2, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK
Oct 16, 2017	Warranty Deed, Transfer DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Book / Page	2809 / 725
Prior Transfer Date	Jul 1, 2005
Prior Transfer Doc	1949/0431
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	Jul 10, 2026
Property Address	4602 N SMITH RD, DIMONDALE, MI 48821-8714
Document Number	0000001038
Book / Page	3200 / 917
Instrument Date	Jul 2, 2026
Instrument	20261038
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 N SMITH RD, DIMONDALE, MI 48821-8714

Mortgage

Document Number	0000001038,
Date	Jul 10, 2026
Book Page	3200/917
Instrument	20261038

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 2, 2051

Interest

Rate	6.48%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 21, 2019
Property Address	4602 N SMITH RD, DIMONDALE, MI 48821-8714
Document Number	02809/0725
Book / Page	2809 / 0725
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4602 N SMITH RD, 4602, DIMONDALE, MI 48821-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 N SMITH RD, DIMONDALE, MI 48821-8714

Mortgage

Document Number	0002809727
Date	Oct 21, 2019
Instrument	2809/727

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 2, 2018
Property Address	4602 N SMITH RD, DIMONDALE, MI 48821-8714
Document Number	2731/0848
Book / Page	2731 / 0848
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12880 IROQUOIS DR, 12880, GRAND LEDGE, MI 48837-8977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 COOLIDGE RD, HOLT, MI 48842-1423

Mortgage

Document Number	02731/0851
Date	May 2, 2018
Book Page	2731/0851

Lender

Name	FIRST STATE BANK
Type	Bank
Address	ELMORE CITY, OK 73433

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 16, 2017
Property Address	4602 N SMITH RD, DIMONDALE, MI 48821-8714
Document Number	2703/0909
Book / Page	2703 / 0909
Instrument Date	Oct 6, 2017
Instrument	2703-0909
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 MAHLON ST, 726, LANSING, MI 48906-5532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 SADDLE DR NE, BELMONT, MI 49306-8930

Tax Assessment & Valuation

The 2025 property tax bill for 4602 N Smith Rd was $4,313 with a homeowner's exemption, up 3.6% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Windsor Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,000 (+5.57%)	$269,544 (-) Land $94,393 Building $175,151
2025	$4,313.00 (+3.58%) Homeowner's exemption	$136,400	$269,544 Land $94,393 Building $175,151
2024	$4,164.00
2023		$116,300	$232,600
2022	$3,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4602 N Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1986–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4602 N Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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