4602 Janes Ln, Monroe, NC 28112 Property Records

Union County property record for 4602 Janes Ln, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1997
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Mar 2017)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-126-020`

Property Details

APN / Parcel Number

Primary APN	`03-126-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	206,910 sqft (4.75 acres)
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4602 JANES LN
City	MONROE
State	NC
Zip	28112-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#10 FRA REALTY
Jurisdiction	UNION NC
Township / Civil Division	LANES CREEK
Census Block Group	1
Census Block	1013
Census Tract	20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4602 JANES LN, MONROE, NC 28112-8713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC
Mar 17, 2017	Warranty Deed, Transfer · FHA Mortgage VAN DYK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Aug 18, 2010 · Amount on Record
Deed Document Number	20177315
Deed Book / Page	6895 / 78
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4602 JANES LN, MONROE, NC 28112-8713
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000880232
Date	Oct 26, 2023
Book Page	8802/32
Instrument	25909

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 17, 2017
Property Address	4602 JANES LN, MONROE, NC 28112-8713
Document Number	689578
Book / Page	006895 / 000078
Instrument Date	Mar 17, 2017
Instrument	7315
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4602 JANES LN MONROE NC 281128713, MONROE, NC 28112-8713

Mortgage

Document Number	689582
Date	Mar 17, 2017
Book Page	006895/000082
Instrument	7316

Lender

Name	VAN DYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,700 (-) Land $87,700 Building $202,000	$289,700 (-) Land $87,700 Building $202,000
2025	$1,445.00 (+0.56%)	$289,700 (+32.34%) Land $87,700 Building $202,000	$289,700 (+32.34%) Land $87,700 Building $202,000
2023	$1,437.00	$218,900 Land $36,900 Building $182,000	$218,900 Land $36,900 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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