4602 E Berneil Dr, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4602 E Berneil Dr, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	7 ba · 5,963 sqft · built 1990
Lot Size	0.644 acres (28,090 sqft)
Owner	Individual Name on File
Last Sale	$1,640,000 (Dec 2018)
Tax Bill	$12,884 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-30-022`

Property Details

APN / Parcel Number

Primary APN	`168-30-022`

Interior

Full Baths	7 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,963 sqft Living Area
1st Floor Area	5,963 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	28,090 sqft (0.644 acres)
Garage Type	Mixed
Parking Spaces	6 Parking Spaces
Pool Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4602 E BERNEIL DR
City	PHOENIX
State	AZ
Zip	85028-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	TATUM FOOTHILLS MCR 312-45
Legal Range	04E
Legal Township	03N
Legal Section	30
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	TATUM FOOTHILLS LOT 1-49 TR A-Q
Legal Lot Number	15
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2026
Census Tract	105101

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Sep 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Dec 28, 2018	Warranty Deed, Transfer · ARM COMPASS BANK
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20180948603
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519

Mortgage

Document Number	0000596891
Date	May 28, 2021
Instrument	20210596891

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519

Mortgage

Document Number	0000470220
Date	Sep 8, 2023
Instrument	20230470220

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 14, 2063

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000725229
Date	Aug 10, 2020
Instrument	20200725229

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Margin	2
Max Rate	8.5%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2018
Property Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519
Document Number	0000948603
Map Reference	MB 312 PG 45
Instrument Date	Dec 6, 2018
Instrument	20180948603
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4602 E BERNEIL DR, 4602, PHOENIX, AZ 85028-5519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519

Mortgage

Document Number	0000948604
Date	Dec 28, 2018
Instrument	20180948604

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Margin	2
Max Rate	9.37%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2017
Property Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519
Document Number	0000395119
Map Reference	MB 312 PG 45
Instrument Date	May 30, 2017
Instrument	2017-0395119
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4602 E BERNEIL DR, 4602, PHOENIX, AZ 85028-5519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4602 E BERNEIL DR, PHOENIX, AZ 85028-5519

Mortgage

Document Number	, 2017-0395120
Date	May 31, 2017
Instrument	2017-0395120

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,370 (+11.39%)	$2,763,700 (+11.39%) Land $552,700 Building $2,211,000
2025	$12,884.00 (+7.2%)
2024		$248,100	$2,481,000 Land $496,200 Building $1,984,800
2023	$12,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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