4602 92nd St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4602 92nd St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,028 sqft · built 1987
Lot Size	0.28 acres (12,198 sqft)
Owner	Individual Name on Record
Tax Bill	$4,685 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R76342`

Property Details

APN / Parcel Number

Primary APN	`R76342`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	4,028 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	12,198 sqft (0.28 acres)
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4602 92ND ST
City	LUBBOCK
State	TX
Zip	79424-5034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	LAKERIDGE C C EST L 595
Legal Subdivision	LAKERIDGE COUNTRY CLUB ESTATES
Legal Lot Number	5950
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3005
Census Tract	10502

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4602 92ND ST, LUBBOCK, TX 79424-5034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 4, 2017	Vendor's Lien, Transfer · ARM FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017
Deed Sale	Dec 4, 2017
Deed Document Number	2017043093
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4602 92ND ST, LUBBOCK, TX 79424-5034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014668
Date	Apr 15, 2020
Instrument	2020014668

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 4, 2017
Property Address	4602 92ND ST, LUBBOCK, TX 79424-5034
Document Number	0000043093
Map Reference	VOL1882 PG664
Instrument Date	Nov 20, 2017
Instrument	2017043093
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 92ND ST, LUBBOCK, TX 79424-5034

Mortgage

Document Number	0000043094
Date	Dec 4, 2017
Instrument	2017043094

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,685.00 (-17.15%) Homeowner's exemption	$439,443 (-6.71%) Land $56,000 Building $383,443	$439,443 (-6.71%) Land $56,000 Building $383,443
2024	$5,655.00 (-1.15%)
2023	$5,721.00 (-24.39%) Homeowner's exemption	$471,039 Land $56,000 Building $415,039	$471,039 Land $56,000 Building $415,039
2022	$7,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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