Clay County property record for 46011 298th St, Centerville, SD 57014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,204 sqft · built 2015 |
| Lot Size | 4.15 acres (180,774 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,287 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02000-09552-092-03 |
| Primary APN | 02000-09552-092-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 180,774 sqft (4.15 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46011 298TH ST |
|---|---|
| City | CENTERVILLE |
| State | SD |
| Zip | 57014-6137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 999.41' OF ERICKSON TRACT 1 NW 1/4 19-95-52 RIVERSIDE TWP |
| Legal Subdivision | ERICKSON TRACT 1 |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 965800 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1205 W MAIN ST, BERESFORD, SD 57004-1538 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 46011 298TH ST, CENTERVILLE, SD 57014-6137 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | CLAY COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 00MT144/32 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | MT144/32 |
| Instrument | 144096 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Riverside Township |
| Unified School District | Centerville School District 60-1 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,287.00 (+6.56%) | $330,694 (+27.54%) Land $9,394 Building $321,300 |
| 2024 | $4,023.00 (+4.01%) | |
| 2023 | $3,868.00 (+15.12%) | $259,284 Land $5,136 Building $254,148 |
| 2022 | $3,360.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TSC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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