4601 SE Ontario Dr, Stuart, FL 34997 Property Records

Martin County property record for 4601 SE Ontario Dr, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,364 sqft · built 1987
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Oct 2018)
Tax Bill$2,792 (2025)
Deeds & MortgagesJan 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-38-41-008-000-0262.0-8-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-008-000-0262.0-8-0000
Alternative APNs
  • 40-38-41-008-000-02620-8
  • 36517

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Units2 Units
Stories1 Story
Building Area1,364 sqft Living Area
Gross Area1,996 sqft
1st Floor Area1,364 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,358 sqft (0.123 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number36517
Street Address4601 SE ONTARIO DR
CitySTUART
StateFL
Zip34997-5578
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionFISHERMANS COVE SEC 2 PHASE 4 LOT 262 N 1/2
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE (AKA SOMERSET)
Legal Block2
Legal Lot Number262
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2011
Census Tract1105

Owner

4601 SE Ontario Dr, a duplex, is owned and occupied by two individuals who acquired it in September 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4601 SE ONTARIO DR, STUART, FL 34997-5578
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Oct 3, 2018Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2018 · Amount on File
Deed SaleOct 3, 2018 · Amount on File
Prior SaleDec 24, 1997 · Amount on File
Deed Document Number20188603
Deed Book / Page3019 / 1246
Last Transfer DateSep 17, 2020
Transfer Doc0031931211
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateJan 29, 2021
Property Address4601 SE ONTARIO DR, STUART, FL 34997-5578
Document Number0031931211
Book / Page3193 / 1211
Map ReferenceMB 10 PG 16
Instrument DateSep 17, 2020
Instrument2864734
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4601 SE ONTARIO DR, STUART, FL 34997-5578

Mortgage

Document Number0031931189
DateJan 29, 2021
Instrument3193/1189
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term177 Months
DueOct 1, 2035

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 3, 2018
Property Address4601 SE ONTARIO DR, STUART, FL 34997-5578
Document Number0030191246
Book / Page03019 / 1246
Map ReferenceMB10 PG16
Instrument DateSep 25, 2018
Instrument2718603
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPERFORMANCE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2254 EDGEFIELD HWY, 2254, AIKEN, SC 29801-8014

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 SE ONTARIO DR, STUART, FL 34997-5578

Mortgage

Document Number0002718604
DateOct 3, 2018
Instrument2718604
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4601 SE Ontario Dr was $2,792 with a homeowner's exemption, down 0.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,792.00 (-0.21%) Homeowner's exemption$189,732$281,110 Land $130,000 Building $151,110
2024$2,798.00 (+2.68%)
2023$2,725.00 (+4.05%) Additional exemption filed$179,015 (+3%)$237,600 (+11.98%) Land $90,000 Building $147,600
2022$2,619.00 Homeowner's exemption$173,801$212,190 Land $82,000 Building $130,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4601 SE Ontario Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4601 SE Ontario Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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