4601 SE 28th St, Ocala, FL 34480 Property Records

Marion County property record for 4601 SE 28th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$322,428 (Mar 2022)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29737-003-16`

Property Details

APN / Parcel Number

Primary APN	`29737-003-16`
Alternative APNs	`3420888000` `3420888`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	2,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	194 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4601 SE 28TH ST
City	OCALA
State	FL
Zip	34480-6388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	SEC 26 TWP 15 RGE 22 PLAT BOOK 8 PAGE 155 MAGNOLIA FOREST BLK C LOT 16
Legal Range	22E
Legal Township	15S
Legal Section	26
Legal Subdivision	MAGNOLIA FOREST
Legal Block	C
Legal Lot Number	16
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3020
Census Tract	2203

Owner

4601 SE 28th St is owned and occupied by two individuals who bought it in March 2022.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4601 SE 28TH ST, OCALA, FL 34480-6388
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	202242587
Deed Book / Page	7734 / 316
Prior Transfer Date	May 8, 2013
Prior Transfer Doc	0058601092
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 24, 2022
Property Address	4601 SE 28TH ST, OCALA, FL 34480-6388
Document Number	0077340316
Book / Page	7734 / 316
Map Reference	MB 8 PG 155&156
Instrument Date	Mar 9, 2022
Instrument	2022042587
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1639 NE 45TH PL, GAINESVILLE, FL 32609-8956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 SE 28TH ST, OCALA, FL 34480-6388

Mortgage

Document Number	0007734318
Date	Mar 24, 2022
Instrument	7734/318

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4601 SE 28TH ST, OCALA, FL 34480-6388
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDERLIVE SETLEMENT SERVS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067500719
Date	Apr 18, 2018
Book Page	6750/0719
Instrument	2018036687

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Mar 28, 2038

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 13, 2020
Property Address	4601 SE 28TH ST, OCALA, FL 34480-6388
Document Number	0073141164
Book / Page	7314 / 1164
Map Reference	MB 8 PG 155&156
Instrument Date	Nov 13, 2020
Instrument	2020122630
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ALL AMER LAND TTL INS AGCY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,553.30
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10906 SE 50TH AVE, 10906, BELLEVIEW, FL 34420-3189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 SE 28TH ST, OCALA, FL 34480-6388

Mortgage

Document Number	0073141171
Date	Nov 13, 2020
Book Page	7314/1171
Instrument	2020122633

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4601 SE 28th St was $3,097 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00 Homeowner's exemption	$200,712	$290,603 Land $55,000 Building $235,603
2023	$2,967.00 (+31.23%) Homeowner's exemption	$189,374 (+20.09%) Land $51,000 Building $138,374	$268,616 (+24.32%) Land $51,000 Building $217,616
2022	$2,261.00 Homeowner's exemption	$157,696	$216,068 Land $51,000 Building $165,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4601 SE 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4601 SE 28th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, Metronet, Verizon.

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