4601 Rosy Dr, Leonard, MI 48367 Property Records

Oakland County property record for 4601 Rosy Dr, Leonard, MI 48367

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,029 sqft · built 2004
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$489,000 (Oct 2018)
Tax Bill	$7,484 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`AL-05-10-201-012`

Property Details

APN / Parcel Number

Primary APN	`AL-05-10-201-012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
1st Floor Area	2,029 sqft
Basement Area	2,029 sqft
Unfinished Basement	2,029 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Lot Area	133,294 sqft (3.06 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	323 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4601 ROSY DR
City	LEONARD
State	MI
Zip	48367-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	T5N, R11E, SEC 10 PART OF NE 1/4 BEG AT PT DIST N 87-56-42 E 100.02 FT & S 00-48-15 E 1709.87 FT FROM N 1/4 COR, TH N 88-41-22 E 336.04 FT, TH S 12-27-34 E 361.80 FT, TH S 87-59-11 W 409.21 FT, TH N 00-48-15 W 360.01 FT TO BEG 3.06 A 3-14-03 FR 202-0
Legal Range	11E
Legal Township	05N
Legal Section	10
Jurisdiction	OAKLAND MI
Township / Civil Division	ADDISON
Census Block Group	3
Census Block	3005
Census Tract	120300

Owner

4601 Rosy Dr is owned and occupied by an individual who bought it in October 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4601 ROSY DR, LEONARD, MI 48367-1746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Aug 5, 2020	Deed of Trust, Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Oct 4, 2005 · Amount on File
Deed Document Number	2018172327
Deed Book / Page	52289 / 122
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4601 ROSY DR, LEONARD, MI 48367-1746
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 ROSY DR, LEONARD, MI 48367-1746

Mortgage

Document Number	0000180333
Date	Jul 21, 2021
Book Page	56579/1
Instrument	180333

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4601 ROSY DR, LEONARD, MI 48367-1746
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153800
Date	Aug 5, 2020
Book Page	54608/565
Instrument	153800

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4601 ROSY DR, LEONARD, MI 48367-1746
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 ROSYDR, LEONARD, MI 48367-1746

Mortgage

Document Number	0000124557
Date	May 12, 2021
Book Page	56224/789
Instrument	124557

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	341 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 19, 2018
Property Address	4601 ROSY DR, LEONARD, MI 48367-1746
Document Number	0000172327
Book / Page	52289 / 00122
Instrument Date	Oct 15, 2018
Instrument	172327
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,205.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 ROSY DR, 4601, LEONARD, MI 48367-1746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 ROSY DR, LEONARD, MI 48367-1746

Mortgage

Document Number	0000172328
Date	Oct 19, 2018
Book Page	52289/00126
Instrument	172328

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4601 Rosy Dr was $7,484 with a homeowner's exemption, down 11.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Addison Township
Municipality	Leonard Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,484.00 (-11.17%) Homeowner's exemption	$256,770	$513,540
2024	$8,425.00
2023		$256,360	$512,720
2021	$6,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4601 Rosy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4601 Rosy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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