4601 Manor Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4601 Manor Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 1993
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Aug 2020)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Aug 2020 Foreclosure + 1 more
APN	`03-7.0-36-002-000-002.084`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-36-002-000-002.084`

Interior

Building Area	1,860 sqft Base Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	232 ft deep x 103 ft wide

Location & Zoning

Street Address	4601 MANOR DR
City	SAINT JOSEPH
State	MO
Zip	64506-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LAKE AT TWELVE OAKS LOT:26 BLK:0LGL DESC:
Legal Subdivision	LAKE AT TWELVE OAKS
Legal Lot Number	26
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4601 MANOR DR, SAINT JOSEPH, MO 64506-4512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 14, 2020	Trustee's Deed, Foreclosure · Conventional Mortgage COMMERCE BANK
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Nov 23, 2010 · Amount on Record
Deed Document Number	20207190
Deed Book / Page	3752 / 19
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	2018000384
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4601 MANOR DR, SAINT JOSEPH, MO 64506-4512
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3060, SAINT JOSEPH, MO 64503-0060

Mortgage

Document Number	3759/723
Date	Mar 10, 2021
Book Page	3759/723
Instrument	2021002365

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 11, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 14, 2020
Property Address	4601 MANOR DR, SAINT JOSEPH, MO 64506-4512
Document Number	0003752/19
Book / Page	3752 / 19
Instrument Date	Aug 13, 2020
Instrument	2020007190
Transaction Type	Foreclosure
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 MANOR DR, SAINT JOSEPH, MO 64506-4512

Mortgage

Document Number	0003752/20
Date	Aug 14, 2020
Book Page	3752/20
Instrument	2020007191

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 16, 2018
Property Address	4601 MANOR DR, SAINT JOSEPH, MO 64506-4512
Document Number	2018000384
Instrument Date	Jan 10, 2018
Instrument	2018000384
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5121 NASH LN, FORT WORTH, TX 76244-6169

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,852.00 (+0.02%)	$71,900 (+5.97%) Land $13,780 Building $58,120	$378,400 (+5.97%) Land $72,500 Building $305,900
2024	$4,851.00 (+10.43%)
2023	$4,393.00 (-0.7%)	$67,850 (-) Land $13,780 Building $54,070	$357,090 (-) Land $72,500 Building $284,590
2022	$4,424.00	$67,850 Land $13,780 Building $54,070
2021			$357,090 Land $72,500 Building $284,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Mercury Fiber.

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