4601 Lake Dr, Celina, TX 75009 Property Records

Collin County property record for 4601 Lake Dr, Celina, TX 75009

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,243 sqft · built 2002
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Jul 2021)
Tax Bill$14,999 (2022)
Deeds & MortgagesMay 2026 Mortgage
Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-4430-00A-0010-1

Property Details

APN / Parcel Number

Primary APNR-4430-00A-0010-1
Alternative APNs
  • 000002102189
  • 2102189

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,243 sqft Living Area
Gross Area4,345 sqft
1st Floor Area3,243 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeWood
Lot Area87,991 sqft (2.02 acres)
Garage TypeAttached
Garage Area632 sqft
Parking Spaces4 Parking Spaces
PorchCovered Patio/Porch
Porch Area461 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4601 LAKE DR
CityCELINA
StateTX
Zip75009-2977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionHIGH POINT ESTATES, BLK A, LOT 1
Legal SubdivisionHIGH POINT ESTATES (CCL)
Legal BlockA
Legal Lot Number1
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group2
Census Block2080
Census Tract30307

Owner

Source: Collin County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4601 LAKE DR, CELINA, TX 75009-2977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE MORTGAGE INC
Deed of Trust, Mortgage
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jul 9, 2021Vendor's Lien, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2021 · Amount on Record
Deed SaleJul 9, 2021 · Amount on Record
Prior SaleMar 11, 2021
Deed Document Number20211392350
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Recording DateMay 18, 2026
Property Address4601 LAKE DR, CELINA, TX 75009-2977
Document Number2026000065948
Instrument DateMay 15, 2026
Instrument202665948
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 FOREST HILLS CIR, GUNTER, TX 75058-3215

Mortgage

Document Number0000065948,
DateMay 18, 2026
Instrument202665948
Lender
NameCORNERSTONE MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address4601 LAKE DR, CELINA, TX 75009-2977
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address4601 LAKE DR, CELINA, TX 75009-2977
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 LAKE DR, CELINA, TX 75009-2977

Mortgage

Document Number0000131898
DateAug 30, 2022
Instrument20220830000131898
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 6, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateJul 9, 2021
Property Address4601 LAKE DR, CELINA, TX 75009-2977
Document Number0001392350
Map ReferenceVOL M PG 116
Instrument DateJul 9, 2021
Instrument20210709001392350
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 LAKE DR, CELINA, TX 75009-2977

Mortgage

Document Number0001392360
DateJul 9, 2021
Instrument20210709001392360
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityCelina City
Unified School DistrictCelina Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$891,502 (+17.15%) Land $450,000 Building $574,529$1,024,529 (+34.64%) Land $450,000 Building $574,529
2023$760,967 Land $250,000 Building $510,967$760,967 Land $250,000 Building $510,967
2022$14,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUSTANG SUD
serves 127,911 people · EPA ID TX0610036
Water SourcePurchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
940 / 940
ElektraFi
Fixed Wireless
400 / 60
Rise Broadband
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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