4601 E Summit Ave, Muskegon, MI 49444 Property Records

Muskegon County property record for 4601 E Summit Ave, Muskegon, MI 49444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,640 sqft · built 2020
Lot Size	7.6 acres (331,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,000 (Jan 2020)
Tax Bill	$5,932 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16006400000700`

Property Details

APN / Parcel Number

Primary APN	`16006400000700`
Alternative APN	`61-16-006-400-0007-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	331,056 sqft (7.6 acres)
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4601 E SUMMIT AVE
City	MUSKEGON
State	MI
Zip	49444-3659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	SULLIVAN TOWNSHIP SEC 6 T9N R15W W 1/2 OF W 1/2 OF NE 1/4 OF SE 1/4 EXC N 330 FT OF W 1/2 OF W 1/2 OF W 1/2 OF NE 1/4 OF
Jurisdiction	MUSKEGON MI
Township / Civil Division	SULLIVAN
Census Block Group	1
Census Block	1004
Census Tract	2900

Owner

Source: Muskegon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4601 E SUMMIT AVE, MUSKEGON, MI 49444-3659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Intrafamily Transfer, Transfer
Jun 25, 2020	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Jan 29, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Jun 27, 2005 · Amount on Record
Deed Document Number	20205676932
Deed Book / Page	4211 / 221
Last Transfer Date	Nov 4, 2025
Transfer Doc	004401/487
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Nov 12, 2025
Property Address	4601 E SUMMIT AVE, MUSKEGON, MI 49444-3659
Document Number	004401/487
Book / Page	4401 / 487
Instrument Date	Nov 4, 2025
Instrument	5867017
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 E SUMMIT AVE, MUSKEGON, MI 49444-3659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 E SUMMIT AVE, MUSKEGON, MI 49444-3659

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4601 E SUMMIT AVE, MUSKEGON, MI 49444-3659
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004224/393
Date	Jun 25, 2020
Book Page	4224/393
Instrument	5690091

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jan 29, 2020
Property Address	4601 E SUMMIT AVE, MUSKEGON, MI 49444-3659
Document Number	0005676932
Book / Page	004211 / 000221
Instrument Date	Jan 27, 2020
Instrument	5676932
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	PREMIER LAKESHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1640 SUNVIEW ST MUSKEGON MI 494451122, MUSKEGON, MI 49445-1122

Mortgage

Document Number	5676933
Date	Jan 29, 2020
Book Page	004211/000222
Instrument	5676933

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Sullivan Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,800 (+5.92%)	$533,600 (+5.92%)
2025	$5,932.00 (+2.63%) Homeowner's exemption	$251,900	$503,800
2024	$5,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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