4601 E Sprague Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 4601 E Sprague Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,570 sqft · built 1929
Lot Size	1.38 acres (60,464 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Mar 2026)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`563-23-010`

Property Details

APN / Parcel Number

Primary APN	`563-23-010`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,050 sqft
2nd Floor Area	520 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,464 sqft (1.38 acres)
Lot Dimensions	699 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4601 E SPRAGUE RD
City	INDEPENDENCE
State	OH
Zip	44131-6224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	3 39 56323011 TO56323013
Legal Subdivision	INDEPENDENCE 03
Legal Tract	3
Legal Lot Number	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	4
Census Block	4012
Census Tract	156102

Owner

Source: Cuyahoga County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4601 E SPRAGUE RD, INDEPENDENCE, OH 44131-6224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage SECURED INVESTMENT HIGH YIELD FUND LLC
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Sep 16, 2020	Deed of Trust, Construction Loan · Construction Mortgage COMMERCIAL LENDER LLC
Apr 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	2026477
Prior Transfer Date	Sep 29, 2015
Prior Transfer Doc	0000000395
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4601 E SPRAGUE RD, INDEPENDENCE, OH 44131-6224
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25912 HAYWARD BLVD 110, 110, HAYWARD, CA 94542-1643

Mortgage

Document Number	0000000174
Date	Aug 30, 2022
Instrument	202208300174

Lender

Name	SECURED INVESTMENT HIGH YIELD FUND LLC
Type	Lending Institution
Address	COEUR D ALENE, ID 83814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Sep 30, 2023

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 27, 2026
Property Address	4601 E SPRAGUE RD, INDEPENDENCE, OH 44131-6224
Document Number	0000000477
Instrument Date	Feb 13, 2026
Instrument	202603270477
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 E SPRAGUE RD, INDEPENDENCE, OH 44131-6224

Mortgage

Document Number	0000000478
Date	Mar 27, 2026
Instrument	202603270478

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 16, 2020
Property Address	4601 E SPRAGUE RD, INDEPENDENCE, OH 44131-6224
Document Number	0009160043
Instrument	9160043
Transaction Type	Construction Loan
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25912 HAYWARD BLVD #110 HAYWARD CA 945421643, 110, HAYWARD, CA 94542-1643

Mortgage

Document Number	9160043
Date	Sep 16, 2020
Instrument	9160043

Lender

Name	COMMERCIAL LENDER LLC
Address	VERNON, CT 06066

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2021

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 11, 2019
Property Address	4601 E SPRAGUE RD, INDEPENDENCE, OH 44131-6224
Document Number	0004110263
Instrument Date	Mar 4, 2019
Instrument	4110263
Transaction Type	Foreclosure
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,822.00 (-3.48%)	$80,850 (-) Land $16,380 Building $64,470	$231,000 (-) Land $46,800 Building $184,200
2024	$3,960.00 (+0.28%)	$80,850 (+27.46%) Land $16,380 Building $64,470	$231,000 (+27.48%) Land $46,800 Building $184,200
2023	$3,949.00 (+10.68%)	$63,430 (-) Land $18,590 Building $44,840
2022	$3,568.00	$63,430 Land $18,590 Building $44,840
2021			$181,200 Land $53,100 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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